LTV · monthly repayment
▼ 0.50% · 3.625%
HK$70,662
−HK$4,431/mo
▼ 0.25% · 3.875%
HK$72,860
−HK$2,233/mo
Today · 4.125%
HK$75,093
baseline
▲ 0.50% · 4.625%
HK$79,663
+HK$4,570/mo
Deposit HK$15.49M · loan HK$15.49M · min. income ≈ HK$150,186/mo (50% DSR)
Upfront cash ≈ HK$16.81M (deposit + AVD stamp duty HK$1,317,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,611
−HK$4,247/mo
▼ 0.25% · 3.875%
HK$80,719
−HK$2,139/mo
Today · 4.125%
HK$82,858
baseline
▲ 0.50% · 4.625%
HK$87,226
+HK$4,368/mo
Deposit HK$15.49M · loan HK$15.49M · min. income ≈ HK$165,716/mo (50% DSR)
Upfront cash ≈ HK$16.81M (deposit + AVD stamp duty HK$1,317,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,795
−HK$5,317/mo
▼ 0.25% · 3.875%
HK$87,432
−HK$2,680/mo
Today · 4.125%
HK$90,112
baseline
▲ 0.50% · 4.625%
HK$95,595
+HK$5,483/mo
Deposit HK$12.40M · loan HK$18.59M · min. income ≈ HK$180,224/mo (50% DSR)
Upfront cash ≈ HK$13.71M (deposit + AVD stamp duty HK$1,317,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,333
−HK$5,097/mo
▼ 0.25% · 3.875%
HK$96,863
−HK$2,567/mo
Today · 4.125%
HK$99,430
baseline
▲ 0.50% · 4.625%
HK$104,671
+HK$5,241/mo
Deposit HK$12.40M · loan HK$18.59M · min. income ≈ HK$198,860/mo (50% DSR)
Upfront cash ≈ HK$13.71M (deposit + AVD stamp duty HK$1,317,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,927
−HK$6,204/mo
▼ 0.25% · 3.875%
HK$102,004
−HK$3,127/mo
Today · 4.125%
HK$105,131
baseline
▲ 0.50% · 4.625%
HK$111,528
+HK$6,397/mo
Deposit HK$9.30M · loan HK$21.69M · min. income ≈ HK$210,262/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,317,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,055
−HK$5,946/mo
▼ 0.25% · 3.875%
HK$113,007
−HK$2,994/mo
Today · 4.125%
HK$116,001
baseline
▲ 0.50% · 4.625%
HK$122,116
+HK$6,115/mo
Deposit HK$9.30M · loan HK$21.69M · min. income ≈ HK$232,002/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,317,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,192
−HK$7,976/mo
▼ 0.25% · 3.875%
HK$131,148
−HK$4,020/mo
Today · 4.125%
HK$135,168
baseline
▲ 0.50% · 4.625%
HK$143,393
+HK$8,225/mo
Deposit HK$3.10M · loan HK$27.89M · min. income ≈ HK$270,336/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$1,317,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,500
−HK$7,644/mo
▼ 0.25% · 3.875%
HK$145,295
−HK$3,849/mo
Today · 4.125%
HK$149,144
baseline
▲ 0.50% · 4.625%
HK$157,006
+HK$7,862/mo
Deposit HK$3.10M · loan HK$27.89M · min. income ≈ HK$298,288/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$1,317,020 · Scale 2, in force from 26 Feb 2026)