LTV · monthly repayment
▼ 0.50% · 3.625%
HK$70,666
−HK$4,431/mo
▼ 0.25% · 3.875%
HK$72,864
−HK$2,233/mo
Today · 4.125%
HK$75,097
baseline
▲ 0.50% · 4.625%
HK$79,666
+HK$4,569/mo
Deposit HK$15.50M · loan HK$15.50M · min. income ≈ HK$150,194/mo (50% DSR)
Upfront cash ≈ HK$16.81M (deposit + AVD stamp duty HK$1,317,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,615
−HK$4,247/mo
▼ 0.25% · 3.875%
HK$80,723
−HK$2,139/mo
Today · 4.125%
HK$82,862
baseline
▲ 0.50% · 4.625%
HK$87,230
+HK$4,368/mo
Deposit HK$15.50M · loan HK$15.50M · min. income ≈ HK$165,724/mo (50% DSR)
Upfront cash ≈ HK$16.81M (deposit + AVD stamp duty HK$1,317,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,799
−HK$5,317/mo
▼ 0.25% · 3.875%
HK$87,436
−HK$2,680/mo
Today · 4.125%
HK$90,116
baseline
▲ 0.50% · 4.625%
HK$95,600
+HK$5,484/mo
Deposit HK$12.40M · loan HK$18.59M · min. income ≈ HK$180,232/mo (50% DSR)
Upfront cash ≈ HK$13.71M (deposit + AVD stamp duty HK$1,317,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,338
−HK$5,096/mo
▼ 0.25% · 3.875%
HK$96,868
−HK$2,566/mo
Today · 4.125%
HK$99,434
baseline
▲ 0.50% · 4.625%
HK$104,676
+HK$5,242/mo
Deposit HK$12.40M · loan HK$18.59M · min. income ≈ HK$198,868/mo (50% DSR)
Upfront cash ≈ HK$13.71M (deposit + AVD stamp duty HK$1,317,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,932
−HK$6,204/mo
▼ 0.25% · 3.875%
HK$102,009
−HK$3,127/mo
Today · 4.125%
HK$105,136
baseline
▲ 0.50% · 4.625%
HK$111,533
+HK$6,397/mo
Deposit HK$9.30M · loan HK$21.69M · min. income ≈ HK$210,272/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,317,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,061
−HK$5,946/mo
▼ 0.25% · 3.875%
HK$113,012
−HK$2,995/mo
Today · 4.125%
HK$116,007
baseline
▲ 0.50% · 4.625%
HK$122,122
+HK$6,115/mo
Deposit HK$9.30M · loan HK$21.69M · min. income ≈ HK$232,014/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,317,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,198
−HK$7,976/mo
▼ 0.25% · 3.875%
HK$131,155
−HK$4,019/mo
Today · 4.125%
HK$135,174
baseline
▲ 0.50% · 4.625%
HK$143,399
+HK$8,225/mo
Deposit HK$3.10M · loan HK$27.89M · min. income ≈ HK$270,348/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$1,317,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,506
−HK$7,646/mo
▼ 0.25% · 3.875%
HK$145,302
−HK$3,850/mo
Today · 4.125%
HK$149,152
baseline
▲ 0.50% · 4.625%
HK$157,014
+HK$7,862/mo
Deposit HK$3.10M · loan HK$27.89M · min. income ≈ HK$298,304/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$1,317,083 · Scale 2, in force from 26 Feb 2026)