LTV · monthly repayment
▼ 0.50% · 3.625%
HK$70,667
−HK$4,431/mo
▼ 0.25% · 3.875%
HK$72,865
−HK$2,233/mo
Today · 4.125%
HK$75,098
baseline
▲ 0.50% · 4.625%
HK$79,668
+HK$4,570/mo
Deposit HK$15.50M · loan HK$15.50M · min. income ≈ HK$150,196/mo (50% DSR)
Upfront cash ≈ HK$16.81M (deposit + AVD stamp duty HK$1,317,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,616
−HK$4,248/mo
▼ 0.25% · 3.875%
HK$80,725
−HK$2,139/mo
Today · 4.125%
HK$82,864
baseline
▲ 0.50% · 4.625%
HK$87,231
+HK$4,367/mo
Deposit HK$15.50M · loan HK$15.50M · min. income ≈ HK$165,728/mo (50% DSR)
Upfront cash ≈ HK$16.81M (deposit + AVD stamp duty HK$1,317,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,800
−HK$5,318/mo
▼ 0.25% · 3.875%
HK$87,438
−HK$2,680/mo
Today · 4.125%
HK$90,118
baseline
▲ 0.50% · 4.625%
HK$95,601
+HK$5,483/mo
Deposit HK$12.40M · loan HK$18.59M · min. income ≈ HK$180,236/mo (50% DSR)
Upfront cash ≈ HK$13.71M (deposit + AVD stamp duty HK$1,317,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,339
−HK$5,097/mo
▼ 0.25% · 3.875%
HK$96,870
−HK$2,566/mo
Today · 4.125%
HK$99,436
baseline
▲ 0.50% · 4.625%
HK$104,678
+HK$5,242/mo
Deposit HK$12.40M · loan HK$18.59M · min. income ≈ HK$198,872/mo (50% DSR)
Upfront cash ≈ HK$13.71M (deposit + AVD stamp duty HK$1,317,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,934
−HK$6,204/mo
▼ 0.25% · 3.875%
HK$102,011
−HK$3,127/mo
Today · 4.125%
HK$105,138
baseline
▲ 0.50% · 4.625%
HK$111,535
+HK$6,397/mo
Deposit HK$9.30M · loan HK$21.69M · min. income ≈ HK$210,276/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,317,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,063
−HK$5,946/mo
▼ 0.25% · 3.875%
HK$113,014
−HK$2,995/mo
Today · 4.125%
HK$116,009
baseline
▲ 0.50% · 4.625%
HK$122,124
+HK$6,115/mo
Deposit HK$9.30M · loan HK$21.69M · min. income ≈ HK$232,018/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,317,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,200
−HK$7,977/mo
▼ 0.25% · 3.875%
HK$131,157
−HK$4,020/mo
Today · 4.125%
HK$135,177
baseline
▲ 0.50% · 4.625%
HK$143,402
+HK$8,225/mo
Deposit HK$3.10M · loan HK$27.89M · min. income ≈ HK$270,354/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$1,317,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,509
−HK$7,645/mo
▼ 0.25% · 3.875%
HK$145,304
−HK$3,850/mo
Today · 4.125%
HK$149,154
baseline
▲ 0.50% · 4.625%
HK$157,017
+HK$7,863/mo
Deposit HK$3.10M · loan HK$27.89M · min. income ≈ HK$298,308/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$1,317,108 · Scale 2, in force from 26 Feb 2026)