LTV · monthly repayment
▼ 0.50% · 3.625%
HK$70,668
−HK$4,432/mo
▼ 0.25% · 3.875%
HK$72,866
−HK$2,234/mo
Today · 4.125%
HK$75,100
baseline
▲ 0.50% · 4.625%
HK$79,669
+HK$4,569/mo
Deposit HK$15.50M · loan HK$15.50M · min. income ≈ HK$150,200/mo (50% DSR)
Upfront cash ≈ HK$16.81M (deposit + AVD stamp duty HK$1,317,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,618
−HK$4,247/mo
▼ 0.25% · 3.875%
HK$80,726
−HK$2,139/mo
Today · 4.125%
HK$82,865
baseline
▲ 0.50% · 4.625%
HK$87,233
+HK$4,368/mo
Deposit HK$15.50M · loan HK$15.50M · min. income ≈ HK$165,730/mo (50% DSR)
Upfront cash ≈ HK$16.81M (deposit + AVD stamp duty HK$1,317,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,802
−HK$5,318/mo
▼ 0.25% · 3.875%
HK$87,440
−HK$2,680/mo
Today · 4.125%
HK$90,120
baseline
▲ 0.50% · 4.625%
HK$95,603
+HK$5,483/mo
Deposit HK$12.40M · loan HK$18.59M · min. income ≈ HK$180,240/mo (50% DSR)
Upfront cash ≈ HK$13.71M (deposit + AVD stamp duty HK$1,317,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,341
−HK$5,097/mo
▼ 0.25% · 3.875%
HK$96,871
−HK$2,567/mo
Today · 4.125%
HK$99,438
baseline
▲ 0.50% · 4.625%
HK$104,680
+HK$5,242/mo
Deposit HK$12.40M · loan HK$18.59M · min. income ≈ HK$198,876/mo (50% DSR)
Upfront cash ≈ HK$13.71M (deposit + AVD stamp duty HK$1,317,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,936
−HK$6,204/mo
▼ 0.25% · 3.875%
HK$102,013
−HK$3,127/mo
Today · 4.125%
HK$105,140
baseline
▲ 0.50% · 4.625%
HK$111,537
+HK$6,397/mo
Deposit HK$9.30M · loan HK$21.69M · min. income ≈ HK$210,280/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,317,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,065
−HK$5,946/mo
▼ 0.25% · 3.875%
HK$113,017
−HK$2,994/mo
Today · 4.125%
HK$116,011
baseline
▲ 0.50% · 4.625%
HK$122,126
+HK$6,115/mo
Deposit HK$9.30M · loan HK$21.69M · min. income ≈ HK$232,022/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$1,317,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,203
−HK$7,977/mo
▼ 0.25% · 3.875%
HK$131,160
−HK$4,020/mo
Today · 4.125%
HK$135,180
baseline
▲ 0.50% · 4.625%
HK$143,405
+HK$8,225/mo
Deposit HK$3.10M · loan HK$27.89M · min. income ≈ HK$270,360/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$1,317,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,512
−HK$7,645/mo
▼ 0.25% · 3.875%
HK$145,307
−HK$3,850/mo
Today · 4.125%
HK$149,157
baseline
▲ 0.50% · 4.625%
HK$157,020
+HK$7,863/mo
Deposit HK$3.10M · loan HK$27.89M · min. income ≈ HK$298,314/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$1,317,134 · Scale 2, in force from 26 Feb 2026)