LTV · monthly repayment
▼ 0.50% · 3.625%
HK$70,677
−HK$4,432/mo
▼ 0.25% · 3.875%
HK$72,875
−HK$2,234/mo
Today · 4.125%
HK$75,109
baseline
▲ 0.50% · 4.625%
HK$79,679
+HK$4,570/mo
Deposit HK$15.50M · loan HK$15.50M · min. income ≈ HK$150,218/mo (50% DSR)
Upfront cash ≈ HK$16.81M (deposit + AVD stamp duty HK$1,317,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,627
−HK$4,248/mo
▼ 0.25% · 3.875%
HK$80,736
−HK$2,139/mo
Today · 4.125%
HK$82,875
baseline
▲ 0.50% · 4.625%
HK$87,244
+HK$4,369/mo
Deposit HK$15.50M · loan HK$15.50M · min. income ≈ HK$165,750/mo (50% DSR)
Upfront cash ≈ HK$16.81M (deposit + AVD stamp duty HK$1,317,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,812
−HK$5,319/mo
▼ 0.25% · 3.875%
HK$87,451
−HK$2,680/mo
Today · 4.125%
HK$90,131
baseline
▲ 0.50% · 4.625%
HK$95,615
+HK$5,484/mo
Deposit HK$12.40M · loan HK$18.60M · min. income ≈ HK$180,262/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,317,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,353
−HK$5,098/mo
▼ 0.25% · 3.875%
HK$96,883
−HK$2,568/mo
Today · 4.125%
HK$99,451
baseline
▲ 0.50% · 4.625%
HK$104,693
+HK$5,242/mo
Deposit HK$12.40M · loan HK$18.60M · min. income ≈ HK$198,902/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,317,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,948
−HK$6,205/mo
▼ 0.25% · 3.875%
HK$102,026
−HK$3,127/mo
Today · 4.125%
HK$105,153
baseline
▲ 0.50% · 4.625%
HK$111,551
+HK$6,398/mo
Deposit HK$9.30M · loan HK$21.70M · min. income ≈ HK$210,306/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$1,317,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,078
−HK$5,948/mo
▼ 0.25% · 3.875%
HK$113,031
−HK$2,995/mo
Today · 4.125%
HK$116,026
baseline
▲ 0.50% · 4.625%
HK$122,142
+HK$6,116/mo
Deposit HK$9.30M · loan HK$21.70M · min. income ≈ HK$232,052/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$1,317,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,219
−HK$7,977/mo
▼ 0.25% · 3.875%
HK$131,176
−HK$4,020/mo
Today · 4.125%
HK$135,196
baseline
▲ 0.50% · 4.625%
HK$143,423
+HK$8,227/mo
Deposit HK$3.10M · loan HK$27.90M · min. income ≈ HK$270,392/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$1,317,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,529
−HK$7,647/mo
▼ 0.25% · 3.875%
HK$145,325
−HK$3,851/mo
Today · 4.125%
HK$149,176
baseline
▲ 0.50% · 4.625%
HK$157,039
+HK$7,863/mo
Deposit HK$3.10M · loan HK$27.90M · min. income ≈ HK$298,352/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$1,317,297 · Scale 2, in force from 26 Feb 2026)