LTV · monthly repayment
▼ 0.50% · 3.625%
HK$70,678
−HK$4,432/mo
▼ 0.25% · 3.875%
HK$72,876
−HK$2,234/mo
Today · 4.125%
HK$75,110
baseline
▲ 0.50% · 4.625%
HK$79,680
+HK$4,570/mo
Deposit HK$15.50M · loan HK$15.50M · min. income ≈ HK$150,220/mo (50% DSR)
Upfront cash ≈ HK$16.82M (deposit + AVD stamp duty HK$1,317,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,628
−HK$4,248/mo
▼ 0.25% · 3.875%
HK$80,737
−HK$2,139/mo
Today · 4.125%
HK$82,876
baseline
▲ 0.50% · 4.625%
HK$87,245
+HK$4,369/mo
Deposit HK$15.50M · loan HK$15.50M · min. income ≈ HK$165,752/mo (50% DSR)
Upfront cash ≈ HK$16.82M (deposit + AVD stamp duty HK$1,317,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,813
−HK$5,319/mo
▼ 0.25% · 3.875%
HK$87,451
−HK$2,681/mo
Today · 4.125%
HK$90,132
baseline
▲ 0.50% · 4.625%
HK$95,616
+HK$5,484/mo
Deposit HK$12.40M · loan HK$18.60M · min. income ≈ HK$180,264/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,317,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,354
−HK$5,097/mo
▼ 0.25% · 3.875%
HK$96,884
−HK$2,567/mo
Today · 4.125%
HK$99,451
baseline
▲ 0.50% · 4.625%
HK$104,694
+HK$5,243/mo
Deposit HK$12.40M · loan HK$18.60M · min. income ≈ HK$198,902/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,317,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,949
−HK$6,204/mo
▼ 0.25% · 3.875%
HK$102,026
−HK$3,127/mo
Today · 4.125%
HK$105,153
baseline
▲ 0.50% · 4.625%
HK$111,552
+HK$6,399/mo
Deposit HK$9.30M · loan HK$21.70M · min. income ≈ HK$210,306/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$1,317,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,079
−HK$5,948/mo
▼ 0.25% · 3.875%
HK$113,032
−HK$2,995/mo
Today · 4.125%
HK$116,027
baseline
▲ 0.50% · 4.625%
HK$122,142
+HK$6,115/mo
Deposit HK$9.30M · loan HK$21.70M · min. income ≈ HK$232,054/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$1,317,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,220
−HK$7,977/mo
▼ 0.25% · 3.875%
HK$131,177
−HK$4,020/mo
Today · 4.125%
HK$135,197
baseline
▲ 0.50% · 4.625%
HK$143,424
+HK$8,227/mo
Deposit HK$3.10M · loan HK$27.90M · min. income ≈ HK$270,394/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$1,317,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,530
−HK$7,647/mo
▼ 0.25% · 3.875%
HK$145,326
−HK$3,851/mo
Today · 4.125%
HK$149,177
baseline
▲ 0.50% · 4.625%
HK$157,040
+HK$7,863/mo
Deposit HK$3.10M · loan HK$27.90M · min. income ≈ HK$298,354/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$1,317,306 · Scale 2, in force from 26 Feb 2026)