LTV · monthly repayment
▼ 0.50% · 3.625%
HK$70,678
−HK$4,432/mo
▼ 0.25% · 3.875%
HK$72,877
−HK$2,233/mo
Today · 4.125%
HK$75,110
baseline
▲ 0.50% · 4.625%
HK$79,681
+HK$4,571/mo
Deposit HK$15.50M · loan HK$15.50M · min. income ≈ HK$150,220/mo (50% DSR)
Upfront cash ≈ HK$16.82M (deposit + AVD stamp duty HK$1,317,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,629
−HK$4,248/mo
▼ 0.25% · 3.875%
HK$80,737
−HK$2,140/mo
Today · 4.125%
HK$82,877
baseline
▲ 0.50% · 4.625%
HK$87,245
+HK$4,368/mo
Deposit HK$15.50M · loan HK$15.50M · min. income ≈ HK$165,754/mo (50% DSR)
Upfront cash ≈ HK$16.82M (deposit + AVD stamp duty HK$1,317,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,814
−HK$5,318/mo
▼ 0.25% · 3.875%
HK$87,452
−HK$2,680/mo
Today · 4.125%
HK$90,132
baseline
▲ 0.50% · 4.625%
HK$95,617
+HK$5,485/mo
Deposit HK$12.40M · loan HK$18.60M · min. income ≈ HK$180,264/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,317,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,354
−HK$5,098/mo
▼ 0.25% · 3.875%
HK$96,885
−HK$2,567/mo
Today · 4.125%
HK$99,452
baseline
▲ 0.50% · 4.625%
HK$104,694
+HK$5,242/mo
Deposit HK$12.40M · loan HK$18.60M · min. income ≈ HK$198,904/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,317,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,949
−HK$6,205/mo
▼ 0.25% · 3.875%
HK$102,027
−HK$3,127/mo
Today · 4.125%
HK$105,154
baseline
▲ 0.50% · 4.625%
HK$111,553
+HK$6,399/mo
Deposit HK$9.30M · loan HK$21.70M · min. income ≈ HK$210,308/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$1,317,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,080
−HK$5,947/mo
▼ 0.25% · 3.875%
HK$113,032
−HK$2,995/mo
Today · 4.125%
HK$116,027
baseline
▲ 0.50% · 4.625%
HK$122,143
+HK$6,116/mo
Deposit HK$9.30M · loan HK$21.70M · min. income ≈ HK$232,054/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$1,317,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,221
−HK$7,977/mo
▼ 0.25% · 3.875%
HK$131,178
−HK$4,020/mo
Today · 4.125%
HK$135,198
baseline
▲ 0.50% · 4.625%
HK$143,425
+HK$8,227/mo
Deposit HK$3.10M · loan HK$27.90M · min. income ≈ HK$270,396/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$1,317,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,532
−HK$7,646/mo
▼ 0.25% · 3.875%
HK$145,327
−HK$3,851/mo
Today · 4.125%
HK$149,178
baseline
▲ 0.50% · 4.625%
HK$157,042
+HK$7,864/mo
Deposit HK$3.10M · loan HK$27.90M · min. income ≈ HK$298,356/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$1,317,317 · Scale 2, in force from 26 Feb 2026)