LTV · monthly repayment
▼ 0.50% · 3.625%
HK$70,679
−HK$4,432/mo
▼ 0.25% · 3.875%
HK$72,877
−HK$2,234/mo
Today · 4.125%
HK$75,111
baseline
▲ 0.50% · 4.625%
HK$79,681
+HK$4,570/mo
Deposit HK$15.50M · loan HK$15.50M · min. income ≈ HK$150,222/mo (50% DSR)
Upfront cash ≈ HK$16.82M (deposit + AVD stamp duty HK$1,317,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,629
−HK$4,248/mo
▼ 0.25% · 3.875%
HK$80,738
−HK$2,139/mo
Today · 4.125%
HK$82,877
baseline
▲ 0.50% · 4.625%
HK$87,246
+HK$4,369/mo
Deposit HK$15.50M · loan HK$15.50M · min. income ≈ HK$165,754/mo (50% DSR)
Upfront cash ≈ HK$16.82M (deposit + AVD stamp duty HK$1,317,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,814
−HK$5,319/mo
▼ 0.25% · 3.875%
HK$87,453
−HK$2,680/mo
Today · 4.125%
HK$90,133
baseline
▲ 0.50% · 4.625%
HK$95,617
+HK$5,484/mo
Deposit HK$12.40M · loan HK$18.60M · min. income ≈ HK$180,266/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,317,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,355
−HK$5,098/mo
▼ 0.25% · 3.875%
HK$96,886
−HK$2,567/mo
Today · 4.125%
HK$99,453
baseline
▲ 0.50% · 4.625%
HK$104,695
+HK$5,242/mo
Deposit HK$12.40M · loan HK$18.60M · min. income ≈ HK$198,906/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,317,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,950
−HK$6,205/mo
▼ 0.25% · 3.875%
HK$102,028
−HK$3,127/mo
Today · 4.125%
HK$105,155
baseline
▲ 0.50% · 4.625%
HK$111,554
+HK$6,399/mo
Deposit HK$9.30M · loan HK$21.70M · min. income ≈ HK$210,310/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$1,317,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,081
−HK$5,947/mo
▼ 0.25% · 3.875%
HK$113,033
−HK$2,995/mo
Today · 4.125%
HK$116,028
baseline
▲ 0.50% · 4.625%
HK$122,144
+HK$6,116/mo
Deposit HK$9.30M · loan HK$21.70M · min. income ≈ HK$232,056/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$1,317,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,222
−HK$7,978/mo
▼ 0.25% · 3.875%
HK$131,179
−HK$4,021/mo
Today · 4.125%
HK$135,200
baseline
▲ 0.50% · 4.625%
HK$143,426
+HK$8,226/mo
Deposit HK$3.10M · loan HK$27.90M · min. income ≈ HK$270,400/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$1,317,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,533
−HK$7,646/mo
▼ 0.25% · 3.875%
HK$145,329
−HK$3,850/mo
Today · 4.125%
HK$149,179
baseline
▲ 0.50% · 4.625%
HK$157,043
+HK$7,864/mo
Deposit HK$3.10M · loan HK$27.90M · min. income ≈ HK$298,358/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$1,317,327 · Scale 2, in force from 26 Feb 2026)