LTV · monthly repayment
▼ 0.50% · 3.625%
HK$70,681
−HK$4,433/mo
▼ 0.25% · 3.875%
HK$72,880
−HK$2,234/mo
Today · 4.125%
HK$75,114
baseline
▲ 0.50% · 4.625%
HK$79,684
+HK$4,570/mo
Deposit HK$15.50M · loan HK$15.50M · min. income ≈ HK$150,228/mo (50% DSR)
Upfront cash ≈ HK$16.82M (deposit + AVD stamp duty HK$1,317,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,632
−HK$4,249/mo
▼ 0.25% · 3.875%
HK$80,741
−HK$2,140/mo
Today · 4.125%
HK$82,881
baseline
▲ 0.50% · 4.625%
HK$87,249
+HK$4,368/mo
Deposit HK$15.50M · loan HK$15.50M · min. income ≈ HK$165,762/mo (50% DSR)
Upfront cash ≈ HK$16.82M (deposit + AVD stamp duty HK$1,317,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,818
−HK$5,319/mo
▼ 0.25% · 3.875%
HK$87,456
−HK$2,681/mo
Today · 4.125%
HK$90,137
baseline
▲ 0.50% · 4.625%
HK$95,621
+HK$5,484/mo
Deposit HK$12.40M · loan HK$18.60M · min. income ≈ HK$180,274/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,317,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,359
−HK$5,098/mo
▼ 0.25% · 3.875%
HK$96,889
−HK$2,568/mo
Today · 4.125%
HK$99,457
baseline
▲ 0.50% · 4.625%
HK$104,699
+HK$5,242/mo
Deposit HK$12.40M · loan HK$18.60M · min. income ≈ HK$198,914/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,317,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,954
−HK$6,205/mo
▼ 0.25% · 3.875%
HK$102,032
−HK$3,127/mo
Today · 4.125%
HK$105,159
baseline
▲ 0.50% · 4.625%
HK$111,558
+HK$6,399/mo
Deposit HK$9.30M · loan HK$21.70M · min. income ≈ HK$210,318/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$1,317,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,085
−HK$5,948/mo
▼ 0.25% · 3.875%
HK$113,038
−HK$2,995/mo
Today · 4.125%
HK$116,033
baseline
▲ 0.50% · 4.625%
HK$122,149
+HK$6,116/mo
Deposit HK$9.30M · loan HK$21.70M · min. income ≈ HK$232,066/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$1,317,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,227
−HK$7,978/mo
▼ 0.25% · 3.875%
HK$131,184
−HK$4,021/mo
Today · 4.125%
HK$135,205
baseline
▲ 0.50% · 4.625%
HK$143,432
+HK$8,227/mo
Deposit HK$3.10M · loan HK$27.90M · min. income ≈ HK$270,410/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$1,317,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,538
−HK$7,647/mo
▼ 0.25% · 3.875%
HK$145,334
−HK$3,851/mo
Today · 4.125%
HK$149,185
baseline
▲ 0.50% · 4.625%
HK$157,049
+HK$7,864/mo
Deposit HK$3.10M · loan HK$27.90M · min. income ≈ HK$298,370/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$1,317,378 · Scale 2, in force from 26 Feb 2026)