LTV · monthly repayment
▼ 0.50% · 3.625%
HK$70,686
−HK$4,433/mo
▼ 0.25% · 3.875%
HK$72,885
−HK$2,234/mo
Today · 4.125%
HK$75,119
baseline
▲ 0.50% · 4.625%
HK$79,690
+HK$4,571/mo
Deposit HK$15.50M · loan HK$15.50M · min. income ≈ HK$150,238/mo (50% DSR)
Upfront cash ≈ HK$16.82M (deposit + AVD stamp duty HK$1,317,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,638
−HK$4,248/mo
▼ 0.25% · 3.875%
HK$80,747
−HK$2,139/mo
Today · 4.125%
HK$82,886
baseline
▲ 0.50% · 4.625%
HK$87,256
+HK$4,370/mo
Deposit HK$15.50M · loan HK$15.50M · min. income ≈ HK$165,772/mo (50% DSR)
Upfront cash ≈ HK$16.82M (deposit + AVD stamp duty HK$1,317,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,824
−HK$5,319/mo
▼ 0.25% · 3.875%
HK$87,462
−HK$2,681/mo
Today · 4.125%
HK$90,143
baseline
▲ 0.50% · 4.625%
HK$95,628
+HK$5,485/mo
Deposit HK$12.40M · loan HK$18.60M · min. income ≈ HK$180,286/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,317,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,366
−HK$5,098/mo
▼ 0.25% · 3.875%
HK$96,896
−HK$2,568/mo
Today · 4.125%
HK$99,464
baseline
▲ 0.50% · 4.625%
HK$104,707
+HK$5,243/mo
Deposit HK$12.40M · loan HK$18.60M · min. income ≈ HK$198,928/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,317,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,961
−HK$6,206/mo
▼ 0.25% · 3.875%
HK$102,039
−HK$3,128/mo
Today · 4.125%
HK$105,167
baseline
▲ 0.50% · 4.625%
HK$111,566
+HK$6,399/mo
Deposit HK$9.30M · loan HK$21.70M · min. income ≈ HK$210,334/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$1,317,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,093
−HK$5,948/mo
▼ 0.25% · 3.875%
HK$113,046
−HK$2,995/mo
Today · 4.125%
HK$116,041
baseline
▲ 0.50% · 4.625%
HK$122,158
+HK$6,117/mo
Deposit HK$9.30M · loan HK$21.70M · min. income ≈ HK$232,082/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$1,317,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,236
−HK$7,978/mo
▼ 0.25% · 3.875%
HK$131,193
−HK$4,021/mo
Today · 4.125%
HK$135,214
baseline
▲ 0.50% · 4.625%
HK$143,442
+HK$8,228/mo
Deposit HK$3.10M · loan HK$27.90M · min. income ≈ HK$270,428/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$1,317,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,548
−HK$7,648/mo
▼ 0.25% · 3.875%
HK$145,345
−HK$3,851/mo
Today · 4.125%
HK$149,196
baseline
▲ 0.50% · 4.625%
HK$157,060
+HK$7,864/mo
Deposit HK$3.10M · loan HK$27.90M · min. income ≈ HK$298,392/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$1,317,472 · Scale 2, in force from 26 Feb 2026)