LTV · monthly repayment
▼ 0.50% · 3.625%
HK$70,687
−HK$4,433/mo
▼ 0.25% · 3.875%
HK$72,886
−HK$2,234/mo
Today · 4.125%
HK$75,120
baseline
▲ 0.50% · 4.625%
HK$79,691
+HK$4,571/mo
Deposit HK$15.50M · loan HK$15.50M · min. income ≈ HK$150,240/mo (50% DSR)
Upfront cash ≈ HK$16.82M (deposit + AVD stamp duty HK$1,317,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,639
−HK$4,248/mo
▼ 0.25% · 3.875%
HK$80,748
−HK$2,139/mo
Today · 4.125%
HK$82,887
baseline
▲ 0.50% · 4.625%
HK$87,256
+HK$4,369/mo
Deposit HK$15.50M · loan HK$15.50M · min. income ≈ HK$165,774/mo (50% DSR)
Upfront cash ≈ HK$16.82M (deposit + AVD stamp duty HK$1,317,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,825
−HK$5,319/mo
▼ 0.25% · 3.875%
HK$87,463
−HK$2,681/mo
Today · 4.125%
HK$90,144
baseline
▲ 0.50% · 4.625%
HK$95,629
+HK$5,485/mo
Deposit HK$12.40M · loan HK$18.60M · min. income ≈ HK$180,288/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,317,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,366
−HK$5,099/mo
▼ 0.25% · 3.875%
HK$96,897
−HK$2,568/mo
Today · 4.125%
HK$99,465
baseline
▲ 0.50% · 4.625%
HK$104,708
+HK$5,243/mo
Deposit HK$12.40M · loan HK$18.60M · min. income ≈ HK$198,930/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,317,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,962
−HK$6,206/mo
▼ 0.25% · 3.875%
HK$102,040
−HK$3,128/mo
Today · 4.125%
HK$105,168
baseline
▲ 0.50% · 4.625%
HK$111,567
+HK$6,399/mo
Deposit HK$9.30M · loan HK$21.70M · min. income ≈ HK$210,336/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$1,317,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,094
−HK$5,948/mo
▼ 0.25% · 3.875%
HK$113,047
−HK$2,995/mo
Today · 4.125%
HK$116,042
baseline
▲ 0.50% · 4.625%
HK$122,159
+HK$6,117/mo
Deposit HK$9.30M · loan HK$21.70M · min. income ≈ HK$232,084/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$1,317,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,237
−HK$7,979/mo
▼ 0.25% · 3.875%
HK$131,195
−HK$4,021/mo
Today · 4.125%
HK$135,216
baseline
▲ 0.50% · 4.625%
HK$143,443
+HK$8,227/mo
Deposit HK$3.10M · loan HK$27.90M · min. income ≈ HK$270,432/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$1,317,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,550
−HK$7,647/mo
▼ 0.25% · 3.875%
HK$145,346
−HK$3,851/mo
Today · 4.125%
HK$149,197
baseline
▲ 0.50% · 4.625%
HK$157,062
+HK$7,865/mo
Deposit HK$3.10M · loan HK$27.90M · min. income ≈ HK$298,394/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$1,317,485 · Scale 2, in force from 26 Feb 2026)