LTV · monthly repayment
▼ 0.50% · 3.625%
HK$70,696
−HK$4,433/mo
▼ 0.25% · 3.875%
HK$72,895
−HK$2,234/mo
Today · 4.125%
HK$75,129
baseline
▲ 0.50% · 4.625%
HK$79,701
+HK$4,572/mo
Deposit HK$15.50M · loan HK$15.50M · min. income ≈ HK$150,258/mo (50% DSR)
Upfront cash ≈ HK$16.82M (deposit + AVD stamp duty HK$1,317,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,649
−HK$4,249/mo
▼ 0.25% · 3.875%
HK$80,758
−HK$2,140/mo
Today · 4.125%
HK$82,898
baseline
▲ 0.50% · 4.625%
HK$87,267
+HK$4,369/mo
Deposit HK$15.50M · loan HK$15.50M · min. income ≈ HK$165,796/mo (50% DSR)
Upfront cash ≈ HK$16.82M (deposit + AVD stamp duty HK$1,317,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,835
−HK$5,320/mo
▼ 0.25% · 3.875%
HK$87,474
−HK$2,681/mo
Today · 4.125%
HK$90,155
baseline
▲ 0.50% · 4.625%
HK$95,641
+HK$5,486/mo
Deposit HK$12.40M · loan HK$18.60M · min. income ≈ HK$180,310/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,317,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,378
−HK$5,099/mo
▼ 0.25% · 3.875%
HK$96,909
−HK$2,568/mo
Today · 4.125%
HK$99,477
baseline
▲ 0.50% · 4.625%
HK$104,721
+HK$5,244/mo
Deposit HK$12.40M · loan HK$18.60M · min. income ≈ HK$198,954/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,317,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,974
−HK$6,207/mo
▼ 0.25% · 3.875%
HK$102,053
−HK$3,128/mo
Today · 4.125%
HK$105,181
baseline
▲ 0.50% · 4.625%
HK$111,581
+HK$6,400/mo
Deposit HK$9.30M · loan HK$21.70M · min. income ≈ HK$210,362/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$1,317,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,108
−HK$5,949/mo
▼ 0.25% · 3.875%
HK$113,061
−HK$2,996/mo
Today · 4.125%
HK$116,057
baseline
▲ 0.50% · 4.625%
HK$122,174
+HK$6,117/mo
Deposit HK$9.30M · loan HK$21.70M · min. income ≈ HK$232,114/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$1,317,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,253
−HK$7,980/mo
▼ 0.25% · 3.875%
HK$131,211
−HK$4,022/mo
Today · 4.125%
HK$135,233
baseline
▲ 0.50% · 4.625%
HK$143,461
+HK$8,228/mo
Deposit HK$3.10M · loan HK$27.90M · min. income ≈ HK$270,466/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$1,317,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,567
−HK$7,649/mo
▼ 0.25% · 3.875%
HK$145,364
−HK$3,852/mo
Today · 4.125%
HK$149,216
baseline
▲ 0.50% · 4.625%
HK$157,081
+HK$7,865/mo
Deposit HK$3.10M · loan HK$27.90M · min. income ≈ HK$298,432/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$1,317,650 · Scale 2, in force from 26 Feb 2026)