LTV · monthly repayment
▼ 0.50% · 3.625%
HK$70,698
−HK$4,434/mo
▼ 0.25% · 3.875%
HK$72,897
−HK$2,235/mo
Today · 4.125%
HK$75,132
baseline
▲ 0.50% · 4.625%
HK$79,703
+HK$4,571/mo
Deposit HK$15.50M · loan HK$15.50M · min. income ≈ HK$150,264/mo (50% DSR)
Upfront cash ≈ HK$16.82M (deposit + AVD stamp duty HK$1,317,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,651
−HK$4,249/mo
▼ 0.25% · 3.875%
HK$80,761
−HK$2,139/mo
Today · 4.125%
HK$82,900
baseline
▲ 0.50% · 4.625%
HK$87,270
+HK$4,370/mo
Deposit HK$15.50M · loan HK$15.50M · min. income ≈ HK$165,800/mo (50% DSR)
Upfront cash ≈ HK$16.82M (deposit + AVD stamp duty HK$1,317,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,838
−HK$5,320/mo
▼ 0.25% · 3.875%
HK$87,477
−HK$2,681/mo
Today · 4.125%
HK$90,158
baseline
▲ 0.50% · 4.625%
HK$95,644
+HK$5,486/mo
Deposit HK$12.40M · loan HK$18.60M · min. income ≈ HK$180,316/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,317,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,381
−HK$5,099/mo
▼ 0.25% · 3.875%
HK$96,913
−HK$2,567/mo
Today · 4.125%
HK$99,480
baseline
▲ 0.50% · 4.625%
HK$104,724
+HK$5,244/mo
Deposit HK$12.40M · loan HK$18.60M · min. income ≈ HK$198,960/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,317,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,978
−HK$6,206/mo
▼ 0.25% · 3.875%
HK$102,056
−HK$3,128/mo
Today · 4.125%
HK$105,184
baseline
▲ 0.50% · 4.625%
HK$111,585
+HK$6,401/mo
Deposit HK$9.30M · loan HK$21.70M · min. income ≈ HK$210,368/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$1,317,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,112
−HK$5,949/mo
▼ 0.25% · 3.875%
HK$113,065
−HK$2,996/mo
Today · 4.125%
HK$116,061
baseline
▲ 0.50% · 4.625%
HK$122,178
+HK$6,117/mo
Deposit HK$9.30M · loan HK$21.70M · min. income ≈ HK$232,122/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$1,317,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,257
−HK$7,980/mo
▼ 0.25% · 3.875%
HK$131,215
−HK$4,022/mo
Today · 4.125%
HK$135,237
baseline
▲ 0.50% · 4.625%
HK$143,466
+HK$8,229/mo
Deposit HK$3.10M · loan HK$27.90M · min. income ≈ HK$270,474/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$1,317,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,572
−HK$7,649/mo
▼ 0.25% · 3.875%
HK$145,369
−HK$3,852/mo
Today · 4.125%
HK$149,221
baseline
▲ 0.50% · 4.625%
HK$157,086
+HK$7,865/mo
Deposit HK$3.10M · loan HK$27.90M · min. income ≈ HK$298,442/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$1,317,693 · Scale 2, in force from 26 Feb 2026)