LTV · monthly repayment
▼ 0.50% · 3.625%
HK$70,708
−HK$4,434/mo
▼ 0.25% · 3.875%
HK$72,908
−HK$2,234/mo
Today · 4.125%
HK$75,142
baseline
▲ 0.50% · 4.625%
HK$79,715
+HK$4,573/mo
Deposit HK$15.50M · loan HK$15.50M · min. income ≈ HK$150,284/mo (50% DSR)
Upfront cash ≈ HK$16.82M (deposit + AVD stamp duty HK$1,317,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,662
−HK$4,250/mo
▼ 0.25% · 3.875%
HK$80,772
−HK$2,140/mo
Today · 4.125%
HK$82,912
baseline
▲ 0.50% · 4.625%
HK$87,283
+HK$4,371/mo
Deposit HK$15.50M · loan HK$15.50M · min. income ≈ HK$165,824/mo (50% DSR)
Upfront cash ≈ HK$16.82M (deposit + AVD stamp duty HK$1,317,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,850
−HK$5,321/mo
▼ 0.25% · 3.875%
HK$87,489
−HK$2,682/mo
Today · 4.125%
HK$90,171
baseline
▲ 0.50% · 4.625%
HK$95,657
+HK$5,486/mo
Deposit HK$12.40M · loan HK$18.61M · min. income ≈ HK$180,342/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,317,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,395
−HK$5,100/mo
▼ 0.25% · 3.875%
HK$96,926
−HK$2,569/mo
Today · 4.125%
HK$99,495
baseline
▲ 0.50% · 4.625%
HK$104,739
+HK$5,244/mo
Deposit HK$12.40M · loan HK$18.61M · min. income ≈ HK$198,990/mo (50% DSR)
Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,317,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,992
−HK$6,207/mo
▼ 0.25% · 3.875%
HK$102,071
−HK$3,128/mo
Today · 4.125%
HK$105,199
baseline
▲ 0.50% · 4.625%
HK$111,600
+HK$6,401/mo
Deposit HK$9.30M · loan HK$21.71M · min. income ≈ HK$210,398/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$1,317,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,127
−HK$5,950/mo
▼ 0.25% · 3.875%
HK$113,081
−HK$2,996/mo
Today · 4.125%
HK$116,077
baseline
▲ 0.50% · 4.625%
HK$122,196
+HK$6,119/mo
Deposit HK$9.30M · loan HK$21.71M · min. income ≈ HK$232,154/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$1,317,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,275
−HK$7,981/mo
▼ 0.25% · 3.875%
HK$131,234
−HK$4,022/mo
Today · 4.125%
HK$135,256
baseline
▲ 0.50% · 4.625%
HK$143,486
+HK$8,230/mo
Deposit HK$3.10M · loan HK$27.91M · min. income ≈ HK$270,512/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$1,317,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,592
−HK$7,650/mo
▼ 0.25% · 3.875%
HK$145,389
−HK$3,853/mo
Today · 4.125%
HK$149,242
baseline
▲ 0.50% · 4.625%
HK$157,109
+HK$7,867/mo
Deposit HK$3.10M · loan HK$27.91M · min. income ≈ HK$298,484/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$1,317,879 · Scale 2, in force from 26 Feb 2026)