LTV · monthly repayment
▼ 0.50% · 3.625%
HK$70,728
−HK$4,436/mo
▼ 0.25% · 3.875%
HK$72,929
−HK$2,235/mo
Today · 4.125%
HK$75,164
baseline
▲ 0.50% · 4.625%
HK$79,737
+HK$4,573/mo
Deposit HK$15.51M · loan HK$15.51M · min. income ≈ HK$150,328/mo (50% DSR)
Upfront cash ≈ HK$16.83M (deposit + AVD stamp duty HK$1,318,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,685
−HK$4,251/mo
▼ 0.25% · 3.875%
HK$80,795
−HK$2,141/mo
Today · 4.125%
HK$82,936
baseline
▲ 0.50% · 4.625%
HK$87,307
+HK$4,371/mo
Deposit HK$15.51M · loan HK$15.51M · min. income ≈ HK$165,872/mo (50% DSR)
Upfront cash ≈ HK$16.83M (deposit + AVD stamp duty HK$1,318,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,874
−HK$5,322/mo
▼ 0.25% · 3.875%
HK$87,514
−HK$2,682/mo
Today · 4.125%
HK$90,196
baseline
▲ 0.50% · 4.625%
HK$95,685
+HK$5,489/mo
Deposit HK$12.41M · loan HK$18.61M · min. income ≈ HK$180,392/mo (50% DSR)
Upfront cash ≈ HK$13.73M (deposit + AVD stamp duty HK$1,318,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,422
−HK$5,101/mo
▼ 0.25% · 3.875%
HK$96,954
−HK$2,569/mo
Today · 4.125%
HK$99,523
baseline
▲ 0.50% · 4.625%
HK$104,769
+HK$5,246/mo
Deposit HK$12.41M · loan HK$18.61M · min. income ≈ HK$199,046/mo (50% DSR)
Upfront cash ≈ HK$13.73M (deposit + AVD stamp duty HK$1,318,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,020
−HK$6,209/mo
▼ 0.25% · 3.875%
HK$102,100
−HK$3,129/mo
Today · 4.125%
HK$105,229
baseline
▲ 0.50% · 4.625%
HK$111,632
+HK$6,403/mo
Deposit HK$9.31M · loan HK$21.71M · min. income ≈ HK$210,458/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$1,318,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,159
−HK$5,951/mo
▼ 0.25% · 3.875%
HK$113,113
−HK$2,997/mo
Today · 4.125%
HK$116,110
baseline
▲ 0.50% · 4.625%
HK$122,230
+HK$6,120/mo
Deposit HK$9.31M · loan HK$21.71M · min. income ≈ HK$232,220/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$1,318,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,311
−HK$7,984/mo
▼ 0.25% · 3.875%
HK$131,271
−HK$4,024/mo
Today · 4.125%
HK$135,295
baseline
▲ 0.50% · 4.625%
HK$143,527
+HK$8,232/mo
Deposit HK$3.10M · loan HK$27.92M · min. income ≈ HK$270,590/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$1,318,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,632
−HK$7,652/mo
▼ 0.25% · 3.875%
HK$145,431
−HK$3,853/mo
Today · 4.125%
HK$149,284
baseline
▲ 0.50% · 4.625%
HK$157,153
+HK$7,869/mo
Deposit HK$3.10M · loan HK$27.92M · min. income ≈ HK$298,568/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$1,318,255 · Scale 2, in force from 26 Feb 2026)