LTV · monthly repayment
▼ 0.50% · 3.625%
HK$70,757
−HK$4,437/mo
▼ 0.25% · 3.875%
HK$72,958
−HK$2,236/mo
Today · 4.125%
HK$75,194
baseline
▲ 0.50% · 4.625%
HK$79,770
+HK$4,576/mo
Deposit HK$15.52M · loan HK$15.52M · min. income ≈ HK$150,388/mo (50% DSR)
Upfront cash ≈ HK$16.83M (deposit + AVD stamp duty HK$1,318,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,717
−HK$4,252/mo
▼ 0.25% · 3.875%
HK$80,828
−HK$2,141/mo
Today · 4.125%
HK$82,969
baseline
▲ 0.50% · 4.625%
HK$87,343
+HK$4,374/mo
Deposit HK$15.52M · loan HK$15.52M · min. income ≈ HK$165,938/mo (50% DSR)
Upfront cash ≈ HK$16.83M (deposit + AVD stamp duty HK$1,318,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,909
−HK$5,324/mo
▼ 0.25% · 3.875%
HK$87,550
−HK$2,683/mo
Today · 4.125%
HK$90,233
baseline
▲ 0.50% · 4.625%
HK$95,724
+HK$5,491/mo
Deposit HK$12.41M · loan HK$18.62M · min. income ≈ HK$180,466/mo (50% DSR)
Upfront cash ≈ HK$13.73M (deposit + AVD stamp duty HK$1,318,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,460
−HK$5,103/mo
▼ 0.25% · 3.875%
HK$96,993
−HK$2,570/mo
Today · 4.125%
HK$99,563
baseline
▲ 0.50% · 4.625%
HK$104,811
+HK$5,248/mo
Deposit HK$12.41M · loan HK$18.62M · min. income ≈ HK$199,126/mo (50% DSR)
Upfront cash ≈ HK$13.73M (deposit + AVD stamp duty HK$1,318,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,060
−HK$6,212/mo
▼ 0.25% · 3.875%
HK$102,141
−HK$3,131/mo
Today · 4.125%
HK$105,272
baseline
▲ 0.50% · 4.625%
HK$111,678
+HK$6,406/mo
Deposit HK$9.31M · loan HK$21.72M · min. income ≈ HK$210,544/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$1,318,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,203
−HK$5,954/mo
▼ 0.25% · 3.875%
HK$113,159
−HK$2,998/mo
Today · 4.125%
HK$116,157
baseline
▲ 0.50% · 4.625%
HK$122,280
+HK$6,123/mo
Deposit HK$9.31M · loan HK$21.72M · min. income ≈ HK$232,314/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$1,318,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,363
−HK$7,987/mo
▼ 0.25% · 3.875%
HK$131,325
−HK$4,025/mo
Today · 4.125%
HK$135,350
baseline
▲ 0.50% · 4.625%
HK$143,585
+HK$8,235/mo
Deposit HK$3.10M · loan HK$27.93M · min. income ≈ HK$270,700/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$1,318,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,690
−HK$7,655/mo
▼ 0.25% · 3.875%
HK$145,490
−HK$3,855/mo
Today · 4.125%
HK$149,345
baseline
▲ 0.50% · 4.625%
HK$157,217
+HK$7,872/mo
Deposit HK$3.10M · loan HK$27.93M · min. income ≈ HK$298,690/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$1,318,790 · Scale 2, in force from 26 Feb 2026)