LTV · monthly repayment
▼ 0.50% · 3.625%
HK$70,788
−HK$4,439/mo
▼ 0.25% · 3.875%
HK$72,990
−HK$2,237/mo
Today · 4.125%
HK$75,227
baseline
▲ 0.50% · 4.625%
HK$79,805
+HK$4,578/mo
Deposit HK$15.52M · loan HK$15.52M · min. income ≈ HK$150,454/mo (50% DSR)
Upfront cash ≈ HK$16.84M (deposit + AVD stamp duty HK$1,319,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,751
−HK$4,255/mo
▼ 0.25% · 3.875%
HK$80,863
−HK$2,143/mo
Today · 4.125%
HK$83,006
baseline
▲ 0.50% · 4.625%
HK$87,381
+HK$4,375/mo
Deposit HK$15.52M · loan HK$15.52M · min. income ≈ HK$166,012/mo (50% DSR)
Upfront cash ≈ HK$16.84M (deposit + AVD stamp duty HK$1,319,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,946
−HK$5,327/mo
▼ 0.25% · 3.875%
HK$87,588
−HK$2,685/mo
Today · 4.125%
HK$90,273
baseline
▲ 0.50% · 4.625%
HK$95,766
+HK$5,493/mo
Deposit HK$12.42M · loan HK$18.63M · min. income ≈ HK$180,546/mo (50% DSR)
Upfront cash ≈ HK$13.74M (deposit + AVD stamp duty HK$1,319,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,501
−HK$5,106/mo
▼ 0.25% · 3.875%
HK$97,036
−HK$2,571/mo
Today · 4.125%
HK$99,607
baseline
▲ 0.50% · 4.625%
HK$104,857
+HK$5,250/mo
Deposit HK$12.42M · loan HK$18.63M · min. income ≈ HK$199,214/mo (50% DSR)
Upfront cash ≈ HK$13.74M (deposit + AVD stamp duty HK$1,319,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,103
−HK$6,215/mo
▼ 0.25% · 3.875%
HK$102,186
−HK$3,132/mo
Today · 4.125%
HK$105,318
baseline
▲ 0.50% · 4.625%
HK$111,726
+HK$6,408/mo
Deposit HK$9.31M · loan HK$21.73M · min. income ≈ HK$210,636/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$1,319,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,252
−HK$5,956/mo
▼ 0.25% · 3.875%
HK$113,208
−HK$3,000/mo
Today · 4.125%
HK$116,208
baseline
▲ 0.50% · 4.625%
HK$122,334
+HK$6,126/mo
Deposit HK$9.31M · loan HK$21.73M · min. income ≈ HK$232,416/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$1,319,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,419
−HK$7,990/mo
▼ 0.25% · 3.875%
HK$131,382
−HK$4,027/mo
Today · 4.125%
HK$135,409
baseline
▲ 0.50% · 4.625%
HK$143,648
+HK$8,239/mo
Deposit HK$3.10M · loan HK$27.94M · min. income ≈ HK$270,818/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$1,319,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,752
−HK$7,658/mo
▼ 0.25% · 3.875%
HK$145,554
−HK$3,856/mo
Today · 4.125%
HK$149,410
baseline
▲ 0.50% · 4.625%
HK$157,286
+HK$7,876/mo
Deposit HK$3.10M · loan HK$27.94M · min. income ≈ HK$298,820/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$1,319,368 · Scale 2, in force from 26 Feb 2026)