LTV · monthly repayment
▼ 0.50% · 3.625%
HK$70,793
−HK$4,440/mo
▼ 0.25% · 3.875%
HK$72,996
−HK$2,237/mo
Today · 4.125%
HK$75,233
baseline
▲ 0.50% · 4.625%
HK$79,811
+HK$4,578/mo
Deposit HK$15.52M · loan HK$15.52M · min. income ≈ HK$150,466/mo (50% DSR)
Upfront cash ≈ HK$16.84M (deposit + AVD stamp duty HK$1,319,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,757
−HK$4,255/mo
▼ 0.25% · 3.875%
HK$80,869
−HK$2,143/mo
Today · 4.125%
HK$83,012
baseline
▲ 0.50% · 4.625%
HK$87,388
+HK$4,376/mo
Deposit HK$15.52M · loan HK$15.52M · min. income ≈ HK$166,024/mo (50% DSR)
Upfront cash ≈ HK$16.84M (deposit + AVD stamp duty HK$1,319,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,952
−HK$5,327/mo
▼ 0.25% · 3.875%
HK$87,595
−HK$2,684/mo
Today · 4.125%
HK$90,279
baseline
▲ 0.50% · 4.625%
HK$95,773
+HK$5,494/mo
Deposit HK$12.42M · loan HK$18.63M · min. income ≈ HK$180,558/mo (50% DSR)
Upfront cash ≈ HK$13.74M (deposit + AVD stamp duty HK$1,319,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,508
−HK$5,106/mo
▼ 0.25% · 3.875%
HK$97,043
−HK$2,571/mo
Today · 4.125%
HK$99,614
baseline
▲ 0.50% · 4.625%
HK$104,865
+HK$5,251/mo
Deposit HK$12.42M · loan HK$18.63M · min. income ≈ HK$199,228/mo (50% DSR)
Upfront cash ≈ HK$13.74M (deposit + AVD stamp duty HK$1,319,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,111
−HK$6,215/mo
▼ 0.25% · 3.875%
HK$102,194
−HK$3,132/mo
Today · 4.125%
HK$105,326
baseline
▲ 0.50% · 4.625%
HK$111,735
+HK$6,409/mo
Deposit HK$9.31M · loan HK$21.73M · min. income ≈ HK$210,652/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$1,319,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,260
−HK$5,957/mo
▼ 0.25% · 3.875%
HK$113,217
−HK$3,000/mo
Today · 4.125%
HK$116,217
baseline
▲ 0.50% · 4.625%
HK$122,343
+HK$6,126/mo
Deposit HK$9.31M · loan HK$21.73M · min. income ≈ HK$232,434/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$1,319,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,428
−HK$7,991/mo
▼ 0.25% · 3.875%
HK$131,392
−HK$4,027/mo
Today · 4.125%
HK$135,419
baseline
▲ 0.50% · 4.625%
HK$143,659
+HK$8,240/mo
Deposit HK$3.10M · loan HK$27.94M · min. income ≈ HK$270,838/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$1,319,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,763
−HK$7,659/mo
▼ 0.25% · 3.875%
HK$145,565
−HK$3,857/mo
Today · 4.125%
HK$149,422
baseline
▲ 0.50% · 4.625%
HK$157,298
+HK$7,876/mo
Deposit HK$3.10M · loan HK$27.94M · min. income ≈ HK$298,844/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$1,319,467 · Scale 2, in force from 26 Feb 2026)