LTV · monthly repayment
▼ 0.50% · 3.625%
HK$70,811
−HK$4,440/mo
▼ 0.25% · 3.875%
HK$73,013
−HK$2,238/mo
Today · 4.125%
HK$75,251
baseline
▲ 0.50% · 4.625%
HK$79,830
+HK$4,579/mo
Deposit HK$15.53M · loan HK$15.53M · min. income ≈ HK$150,502/mo (50% DSR)
Upfront cash ≈ HK$16.85M (deposit + AVD stamp duty HK$1,319,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,776
−HK$4,256/mo
▼ 0.25% · 3.875%
HK$80,889
−HK$2,143/mo
Today · 4.125%
HK$83,032
baseline
▲ 0.50% · 4.625%
HK$87,409
+HK$4,377/mo
Deposit HK$15.53M · loan HK$15.53M · min. income ≈ HK$166,064/mo (50% DSR)
Upfront cash ≈ HK$16.85M (deposit + AVD stamp duty HK$1,319,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,973
−HK$5,328/mo
▼ 0.25% · 3.875%
HK$87,616
−HK$2,685/mo
Today · 4.125%
HK$90,301
baseline
▲ 0.50% · 4.625%
HK$95,796
+HK$5,495/mo
Deposit HK$12.42M · loan HK$18.63M · min. income ≈ HK$180,602/mo (50% DSR)
Upfront cash ≈ HK$13.74M (deposit + AVD stamp duty HK$1,319,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,531
−HK$5,108/mo
▼ 0.25% · 3.875%
HK$97,067
−HK$2,572/mo
Today · 4.125%
HK$99,639
baseline
▲ 0.50% · 4.625%
HK$104,891
+HK$5,252/mo
Deposit HK$12.42M · loan HK$18.63M · min. income ≈ HK$199,278/mo (50% DSR)
Upfront cash ≈ HK$13.74M (deposit + AVD stamp duty HK$1,319,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,135
−HK$6,217/mo
▼ 0.25% · 3.875%
HK$102,219
−HK$3,133/mo
Today · 4.125%
HK$105,352
baseline
▲ 0.50% · 4.625%
HK$111,762
+HK$6,410/mo
Deposit HK$9.32M · loan HK$21.74M · min. income ≈ HK$210,704/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$1,319,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,287
−HK$5,958/mo
▼ 0.25% · 3.875%
HK$113,244
−HK$3,001/mo
Today · 4.125%
HK$116,245
baseline
▲ 0.50% · 4.625%
HK$122,372
+HK$6,127/mo
Deposit HK$9.32M · loan HK$21.74M · min. income ≈ HK$232,490/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$1,319,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,459
−HK$7,993/mo
▼ 0.25% · 3.875%
HK$131,424
−HK$4,028/mo
Today · 4.125%
HK$135,452
baseline
▲ 0.50% · 4.625%
HK$143,694
+HK$8,242/mo
Deposit HK$3.11M · loan HK$27.95M · min. income ≈ HK$270,904/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$1,319,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,797
−HK$7,661/mo
▼ 0.25% · 3.875%
HK$145,600
−HK$3,858/mo
Today · 4.125%
HK$149,458
baseline
▲ 0.50% · 4.625%
HK$157,336
+HK$7,878/mo
Deposit HK$3.11M · loan HK$27.95M · min. income ≈ HK$298,916/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$1,319,787 · Scale 2, in force from 26 Feb 2026)