LTV · monthly repayment
▼ 0.50% · 3.625%
HK$70,818
−HK$4,440/mo
▼ 0.25% · 3.875%
HK$73,020
−HK$2,238/mo
Today · 4.125%
HK$75,258
baseline
▲ 0.50% · 4.625%
HK$79,838
+HK$4,580/mo
Deposit HK$15.53M · loan HK$15.53M · min. income ≈ HK$150,516/mo (50% DSR)
Upfront cash ≈ HK$16.85M (deposit + AVD stamp duty HK$1,319,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,784
−HK$4,256/mo
▼ 0.25% · 3.875%
HK$80,897
−HK$2,143/mo
Today · 4.125%
HK$83,040
baseline
▲ 0.50% · 4.625%
HK$87,417
+HK$4,377/mo
Deposit HK$15.53M · loan HK$15.53M · min. income ≈ HK$166,080/mo (50% DSR)
Upfront cash ≈ HK$16.85M (deposit + AVD stamp duty HK$1,319,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,981
−HK$5,329/mo
▼ 0.25% · 3.875%
HK$87,624
−HK$2,686/mo
Today · 4.125%
HK$90,310
baseline
▲ 0.50% · 4.625%
HK$95,805
+HK$5,495/mo
Deposit HK$12.42M · loan HK$18.63M · min. income ≈ HK$180,620/mo (50% DSR)
Upfront cash ≈ HK$13.74M (deposit + AVD stamp duty HK$1,319,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,541
−HK$5,107/mo
▼ 0.25% · 3.875%
HK$97,076
−HK$2,572/mo
Today · 4.125%
HK$99,648
baseline
▲ 0.50% · 4.625%
HK$104,901
+HK$5,253/mo
Deposit HK$12.42M · loan HK$18.63M · min. income ≈ HK$199,296/mo (50% DSR)
Upfront cash ≈ HK$13.74M (deposit + AVD stamp duty HK$1,319,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,145
−HK$6,217/mo
▼ 0.25% · 3.875%
HK$102,229
−HK$3,133/mo
Today · 4.125%
HK$105,362
baseline
▲ 0.50% · 4.625%
HK$111,773
+HK$6,411/mo
Deposit HK$9.32M · loan HK$21.74M · min. income ≈ HK$210,724/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$1,319,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,297
−HK$5,959/mo
▼ 0.25% · 3.875%
HK$113,256
−HK$3,000/mo
Today · 4.125%
HK$116,256
baseline
▲ 0.50% · 4.625%
HK$122,384
+HK$6,128/mo
Deposit HK$9.32M · loan HK$21.74M · min. income ≈ HK$232,512/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$1,319,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,472
−HK$7,993/mo
▼ 0.25% · 3.875%
HK$131,437
−HK$4,028/mo
Today · 4.125%
HK$135,465
baseline
▲ 0.50% · 4.625%
HK$143,708
+HK$8,243/mo
Deposit HK$3.11M · loan HK$27.95M · min. income ≈ HK$270,930/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$1,319,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,811
−HK$7,662/mo
▼ 0.25% · 3.875%
HK$145,614
−HK$3,859/mo
Today · 4.125%
HK$149,473
baseline
▲ 0.50% · 4.625%
HK$157,351
+HK$7,878/mo
Deposit HK$3.11M · loan HK$27.95M · min. income ≈ HK$298,946/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$1,319,917 · Scale 2, in force from 26 Feb 2026)