LTV · monthly repayment
▼ 0.50% · 3.625%
HK$70,832
−HK$4,442/mo
▼ 0.25% · 3.875%
HK$73,035
−HK$2,239/mo
Today · 4.125%
HK$75,274
baseline
▲ 0.50% · 4.625%
HK$79,854
+HK$4,580/mo
Deposit HK$15.53M · loan HK$15.53M · min. income ≈ HK$150,548/mo (50% DSR)
Upfront cash ≈ HK$16.85M (deposit + AVD stamp duty HK$1,320,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,800
−HK$4,257/mo
▼ 0.25% · 3.875%
HK$80,913
−HK$2,144/mo
Today · 4.125%
HK$83,057
baseline
▲ 0.50% · 4.625%
HK$87,436
+HK$4,379/mo
Deposit HK$15.53M · loan HK$15.53M · min. income ≈ HK$166,114/mo (50% DSR)
Upfront cash ≈ HK$16.85M (deposit + AVD stamp duty HK$1,320,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,999
−HK$5,330/mo
▼ 0.25% · 3.875%
HK$87,643
−HK$2,686/mo
Today · 4.125%
HK$90,329
baseline
▲ 0.50% · 4.625%
HK$95,825
+HK$5,496/mo
Deposit HK$12.43M · loan HK$18.64M · min. income ≈ HK$180,658/mo (50% DSR)
Upfront cash ≈ HK$13.75M (deposit + AVD stamp duty HK$1,320,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,560
−HK$5,109/mo
▼ 0.25% · 3.875%
HK$97,096
−HK$2,573/mo
Today · 4.125%
HK$99,669
baseline
▲ 0.50% · 4.625%
HK$104,923
+HK$5,254/mo
Deposit HK$12.43M · loan HK$18.64M · min. income ≈ HK$199,338/mo (50% DSR)
Upfront cash ≈ HK$13.75M (deposit + AVD stamp duty HK$1,320,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,165
−HK$6,219/mo
▼ 0.25% · 3.875%
HK$102,250
−HK$3,134/mo
Today · 4.125%
HK$105,384
baseline
▲ 0.50% · 4.625%
HK$111,796
+HK$6,412/mo
Deposit HK$9.32M · loan HK$21.74M · min. income ≈ HK$210,768/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$1,320,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,320
−HK$5,960/mo
▼ 0.25% · 3.875%
HK$113,279
−HK$3,001/mo
Today · 4.125%
HK$116,280
baseline
▲ 0.50% · 4.625%
HK$122,410
+HK$6,130/mo
Deposit HK$9.32M · loan HK$21.74M · min. income ≈ HK$232,560/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$1,320,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,498
−HK$7,995/mo
▼ 0.25% · 3.875%
HK$131,464
−HK$4,029/mo
Today · 4.125%
HK$135,493
baseline
▲ 0.50% · 4.625%
HK$143,738
+HK$8,245/mo
Deposit HK$3.11M · loan HK$27.96M · min. income ≈ HK$270,986/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$1,320,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,840
−HK$7,663/mo
▼ 0.25% · 3.875%
HK$145,644
−HK$3,859/mo
Today · 4.125%
HK$149,503
baseline
▲ 0.50% · 4.625%
HK$157,384
+HK$7,881/mo
Deposit HK$3.11M · loan HK$27.96M · min. income ≈ HK$299,006/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$1,320,189 · Scale 2, in force from 26 Feb 2026)