LTV · monthly repayment
▼ 0.50% · 3.625%
HK$70,854
−HK$4,443/mo
▼ 0.25% · 3.875%
HK$73,058
−HK$2,239/mo
Today · 4.125%
HK$75,297
baseline
▲ 0.50% · 4.625%
HK$79,879
+HK$4,582/mo
Deposit HK$15.54M · loan HK$15.54M · min. income ≈ HK$150,594/mo (50% DSR)
Upfront cash ≈ HK$16.86M (deposit + AVD stamp duty HK$1,320,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,824
−HK$4,259/mo
▼ 0.25% · 3.875%
HK$80,938
−HK$2,145/mo
Today · 4.125%
HK$83,083
baseline
▲ 0.50% · 4.625%
HK$87,462
+HK$4,379/mo
Deposit HK$15.54M · loan HK$15.54M · min. income ≈ HK$166,166/mo (50% DSR)
Upfront cash ≈ HK$16.86M (deposit + AVD stamp duty HK$1,320,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,024
−HK$5,332/mo
▼ 0.25% · 3.875%
HK$87,669
−HK$2,687/mo
Today · 4.125%
HK$90,356
baseline
▲ 0.50% · 4.625%
HK$95,854
+HK$5,498/mo
Deposit HK$12.43M · loan HK$18.64M · min. income ≈ HK$180,712/mo (50% DSR)
Upfront cash ≈ HK$13.75M (deposit + AVD stamp duty HK$1,320,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,589
−HK$5,110/mo
▼ 0.25% · 3.875%
HK$97,126
−HK$2,573/mo
Today · 4.125%
HK$99,699
baseline
▲ 0.50% · 4.625%
HK$104,955
+HK$5,256/mo
Deposit HK$12.43M · loan HK$18.64M · min. income ≈ HK$199,398/mo (50% DSR)
Upfront cash ≈ HK$13.75M (deposit + AVD stamp duty HK$1,320,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,195
−HK$6,221/mo
▼ 0.25% · 3.875%
HK$102,281
−HK$3,135/mo
Today · 4.125%
HK$105,416
baseline
▲ 0.50% · 4.625%
HK$111,830
+HK$6,414/mo
Deposit HK$9.32M · loan HK$21.75M · min. income ≈ HK$210,832/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$1,320,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,354
−HK$5,962/mo
▼ 0.25% · 3.875%
HK$113,313
−HK$3,003/mo
Today · 4.125%
HK$116,316
baseline
▲ 0.50% · 4.625%
HK$122,447
+HK$6,131/mo
Deposit HK$9.32M · loan HK$21.75M · min. income ≈ HK$232,632/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$1,320,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,537
−HK$7,997/mo
▼ 0.25% · 3.875%
HK$131,504
−HK$4,030/mo
Today · 4.125%
HK$135,534
baseline
▲ 0.50% · 4.625%
HK$143,781
+HK$8,247/mo
Deposit HK$3.11M · loan HK$27.97M · min. income ≈ HK$271,068/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$1,320,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,883
−HK$7,666/mo
▼ 0.25% · 3.875%
HK$145,689
−HK$3,860/mo
Today · 4.125%
HK$149,549
baseline
▲ 0.50% · 4.625%
HK$157,432
+HK$7,883/mo
Deposit HK$3.11M · loan HK$27.97M · min. income ≈ HK$299,098/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$1,320,590 · Scale 2, in force from 26 Feb 2026)