LTV · monthly repayment
▼ 0.50% · 3.625%
HK$70,861
−HK$4,443/mo
▼ 0.25% · 3.875%
HK$73,065
−HK$2,239/mo
Today · 4.125%
HK$75,304
baseline
▲ 0.50% · 4.625%
HK$79,887
+HK$4,583/mo
Deposit HK$15.54M · loan HK$15.54M · min. income ≈ HK$150,608/mo (50% DSR)
Upfront cash ≈ HK$16.86M (deposit + AVD stamp duty HK$1,320,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,832
−HK$4,259/mo
▼ 0.25% · 3.875%
HK$80,946
−HK$2,145/mo
Today · 4.125%
HK$83,091
baseline
▲ 0.50% · 4.625%
HK$87,471
+HK$4,380/mo
Deposit HK$15.54M · loan HK$15.54M · min. income ≈ HK$166,182/mo (50% DSR)
Upfront cash ≈ HK$16.86M (deposit + AVD stamp duty HK$1,320,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,033
−HK$5,332/mo
▼ 0.25% · 3.875%
HK$87,678
−HK$2,687/mo
Today · 4.125%
HK$90,365
baseline
▲ 0.50% · 4.625%
HK$95,864
+HK$5,499/mo
Deposit HK$12.43M · loan HK$18.65M · min. income ≈ HK$180,730/mo (50% DSR)
Upfront cash ≈ HK$13.75M (deposit + AVD stamp duty HK$1,320,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,598
−HK$5,111/mo
▼ 0.25% · 3.875%
HK$97,136
−HK$2,573/mo
Today · 4.125%
HK$99,709
baseline
▲ 0.50% · 4.625%
HK$104,965
+HK$5,256/mo
Deposit HK$12.43M · loan HK$18.65M · min. income ≈ HK$199,418/mo (50% DSR)
Upfront cash ≈ HK$13.75M (deposit + AVD stamp duty HK$1,320,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,205
−HK$6,221/mo
▼ 0.25% · 3.875%
HK$102,291
−HK$3,135/mo
Today · 4.125%
HK$105,426
baseline
▲ 0.50% · 4.625%
HK$111,841
+HK$6,415/mo
Deposit HK$9.32M · loan HK$21.75M · min. income ≈ HK$210,852/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$1,320,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,365
−HK$5,963/mo
▼ 0.25% · 3.875%
HK$113,325
−HK$3,003/mo
Today · 4.125%
HK$116,328
baseline
▲ 0.50% · 4.625%
HK$122,459
+HK$6,131/mo
Deposit HK$9.32M · loan HK$21.75M · min. income ≈ HK$232,656/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$1,320,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,550
−HK$7,998/mo
▼ 0.25% · 3.875%
HK$131,517
−HK$4,031/mo
Today · 4.125%
HK$135,548
baseline
▲ 0.50% · 4.625%
HK$143,796
+HK$8,248/mo
Deposit HK$3.11M · loan HK$27.97M · min. income ≈ HK$271,096/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$1,320,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,898
−HK$7,666/mo
▼ 0.25% · 3.875%
HK$145,703
−HK$3,861/mo
Today · 4.125%
HK$149,564
baseline
▲ 0.50% · 4.625%
HK$157,448
+HK$7,884/mo
Deposit HK$3.11M · loan HK$27.97M · min. income ≈ HK$299,128/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$1,320,724 · Scale 2, in force from 26 Feb 2026)