LTV · monthly repayment
▼ 0.50% · 3.625%
HK$708,678
−HK$44,440/mo
▼ 0.25% · 3.875%
HK$730,721
−HK$22,397/mo
Today · 4.125%
HK$753,118
baseline
▲ 0.50% · 4.625%
HK$798,943
+HK$45,825/mo
Deposit HK$155.39M · loan HK$155.39M · min. income ≈ HK$1,506,236/mo (50% DSR)
Upfront cash ≈ HK$175.60M (deposit + AVD stamp duty HK$20,201,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$788,397
−HK$42,594/mo
▼ 0.25% · 3.875%
HK$809,541
−HK$21,450/mo
Today · 4.125%
HK$830,991
baseline
▲ 0.50% · 4.625%
HK$874,794
+HK$43,803/mo
Deposit HK$155.39M · loan HK$155.39M · min. income ≈ HK$1,661,982/mo (50% DSR)
Upfront cash ≈ HK$175.60M (deposit + AVD stamp duty HK$20,201,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$850,413
−HK$53,328/mo
▼ 0.25% · 3.875%
HK$876,866
−HK$26,875/mo
Today · 4.125%
HK$903,741
baseline
▲ 0.50% · 4.625%
HK$958,732
+HK$54,991/mo
Deposit HK$124.32M · loan HK$186.47M · min. income ≈ HK$1,807,482/mo (50% DSR)
Upfront cash ≈ HK$144.52M (deposit + AVD stamp duty HK$20,201,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$946,076
−HK$51,114/mo
▼ 0.25% · 3.875%
HK$971,449
−HK$25,741/mo
Today · 4.125%
HK$997,190
baseline
▲ 0.50% · 4.625%
HK$1,049,753
+HK$52,563/mo
Deposit HK$124.32M · loan HK$186.47M · min. income ≈ HK$1,994,380/mo (50% DSR)
Upfront cash ≈ HK$144.52M (deposit + AVD stamp duty HK$20,201,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$992,149
−HK$62,216/mo
▼ 0.25% · 3.875%
HK$1,023,010
−HK$31,355/mo
Today · 4.125%
HK$1,054,365
baseline
▲ 0.50% · 4.625%
HK$1,118,521
+HK$64,156/mo
Deposit HK$93.24M · loan HK$217.55M · min. income ≈ HK$2,108,730/mo (50% DSR)
Upfront cash ≈ HK$113.44M (deposit + AVD stamp duty HK$20,201,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,103,755
−HK$59,633/mo
▼ 0.25% · 3.875%
HK$1,133,357
−HK$30,031/mo
Today · 4.125%
HK$1,163,388
baseline
▲ 0.50% · 4.625%
HK$1,224,712
+HK$61,324/mo
Deposit HK$93.24M · loan HK$217.55M · min. income ≈ HK$2,326,776/mo (50% DSR)
Upfront cash ≈ HK$113.44M (deposit + AVD stamp duty HK$20,201,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,275,620
−HK$79,992/mo
▼ 0.25% · 3.875%
HK$1,315,299
−HK$40,313/mo
Today · 4.125%
HK$1,355,612
baseline
▲ 0.50% · 4.625%
HK$1,438,098
+HK$82,486/mo
Deposit HK$31.08M · loan HK$279.71M · min. income ≈ HK$2,711,224/mo (50% DSR)
Upfront cash ≈ HK$51.28M (deposit + AVD stamp duty HK$20,201,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,419,114
−HK$76,670/mo
▼ 0.25% · 3.875%
HK$1,457,174
−HK$38,610/mo
Today · 4.125%
HK$1,495,784
baseline
▲ 0.50% · 4.625%
HK$1,574,629
+HK$78,845/mo
Deposit HK$31.08M · loan HK$279.71M · min. income ≈ HK$2,991,568/mo (50% DSR)
Upfront cash ≈ HK$51.28M (deposit + AVD stamp duty HK$20,201,255 · Scale 2, in force from 26 Feb 2026)