LTV · monthly repayment
▼ 0.50% · 3.625%
HK$70,883
−HK$4,445/mo
▼ 0.25% · 3.875%
HK$73,088
−HK$2,240/mo
Today · 4.125%
HK$75,328
baseline
▲ 0.50% · 4.625%
HK$79,911
+HK$4,583/mo
Deposit HK$15.54M · loan HK$15.54M · min. income ≈ HK$150,656/mo (50% DSR)
Upfront cash ≈ HK$16.86M (deposit + AVD stamp duty HK$1,321,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,856
−HK$4,261/mo
▼ 0.25% · 3.875%
HK$80,971
−HK$2,146/mo
Today · 4.125%
HK$83,117
baseline
▲ 0.50% · 4.625%
HK$87,498
+HK$4,381/mo
Deposit HK$15.54M · loan HK$15.54M · min. income ≈ HK$166,234/mo (50% DSR)
Upfront cash ≈ HK$16.86M (deposit + AVD stamp duty HK$1,321,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,059
−HK$5,334/mo
▼ 0.25% · 3.875%
HK$87,705
−HK$2,688/mo
Today · 4.125%
HK$90,393
baseline
▲ 0.50% · 4.625%
HK$95,894
+HK$5,501/mo
Deposit HK$12.43M · loan HK$18.65M · min. income ≈ HK$180,786/mo (50% DSR)
Upfront cash ≈ HK$13.76M (deposit + AVD stamp duty HK$1,321,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,628
−HK$5,112/mo
▼ 0.25% · 3.875%
HK$97,166
−HK$2,574/mo
Today · 4.125%
HK$99,740
baseline
▲ 0.50% · 4.625%
HK$104,998
+HK$5,258/mo
Deposit HK$12.43M · loan HK$18.65M · min. income ≈ HK$199,480/mo (50% DSR)
Upfront cash ≈ HK$13.76M (deposit + AVD stamp duty HK$1,321,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,236
−HK$6,223/mo
▼ 0.25% · 3.875%
HK$102,323
−HK$3,136/mo
Today · 4.125%
HK$105,459
baseline
▲ 0.50% · 4.625%
HK$111,876
+HK$6,417/mo
Deposit HK$9.33M · loan HK$21.76M · min. income ≈ HK$210,918/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$1,321,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,399
−HK$5,965/mo
▼ 0.25% · 3.875%
HK$113,360
−HK$3,004/mo
Today · 4.125%
HK$116,364
baseline
▲ 0.50% · 4.625%
HK$122,497
+HK$6,133/mo
Deposit HK$9.33M · loan HK$21.76M · min. income ≈ HK$232,728/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$1,321,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,589
−HK$8,001/mo
▼ 0.25% · 3.875%
HK$131,558
−HK$4,032/mo
Today · 4.125%
HK$135,590
baseline
▲ 0.50% · 4.625%
HK$143,840
+HK$8,250/mo
Deposit HK$3.11M · loan HK$27.98M · min. income ≈ HK$271,180/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$1,321,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,942
−HK$7,668/mo
▼ 0.25% · 3.875%
HK$145,748
−HK$3,862/mo
Today · 4.125%
HK$149,610
baseline
▲ 0.50% · 4.625%
HK$157,496
+HK$7,886/mo
Deposit HK$3.11M · loan HK$27.98M · min. income ≈ HK$299,220/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$1,321,133 · Scale 2, in force from 26 Feb 2026)