LTV · monthly repayment
▼ 0.50% · 3.625%
HK$70,886
−HK$4,445/mo
▼ 0.25% · 3.875%
HK$73,091
−HK$2,240/mo
Today · 4.125%
HK$75,331
baseline
▲ 0.50% · 4.625%
HK$79,915
+HK$4,584/mo
Deposit HK$15.54M · loan HK$15.54M · min. income ≈ HK$150,662/mo (50% DSR)
Upfront cash ≈ HK$16.86M (deposit + AVD stamp duty HK$1,321,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,860
−HK$4,260/mo
▼ 0.25% · 3.875%
HK$80,975
−HK$2,145/mo
Today · 4.125%
HK$83,120
baseline
▲ 0.50% · 4.625%
HK$87,502
+HK$4,382/mo
Deposit HK$15.54M · loan HK$15.54M · min. income ≈ HK$166,240/mo (50% DSR)
Upfront cash ≈ HK$16.86M (deposit + AVD stamp duty HK$1,321,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,063
−HK$5,334/mo
▼ 0.25% · 3.875%
HK$87,709
−HK$2,688/mo
Today · 4.125%
HK$90,397
baseline
▲ 0.50% · 4.625%
HK$95,897
+HK$5,500/mo
Deposit HK$12.43M · loan HK$18.65M · min. income ≈ HK$180,794/mo (50% DSR)
Upfront cash ≈ HK$13.76M (deposit + AVD stamp duty HK$1,321,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,632
−HK$5,112/mo
▼ 0.25% · 3.875%
HK$97,170
−HK$2,574/mo
Today · 4.125%
HK$99,744
baseline
▲ 0.50% · 4.625%
HK$105,002
+HK$5,258/mo
Deposit HK$12.43M · loan HK$18.65M · min. income ≈ HK$199,488/mo (50% DSR)
Upfront cash ≈ HK$13.76M (deposit + AVD stamp duty HK$1,321,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,240
−HK$6,223/mo
▼ 0.25% · 3.875%
HK$102,327
−HK$3,136/mo
Today · 4.125%
HK$105,463
baseline
▲ 0.50% · 4.625%
HK$111,880
+HK$6,417/mo
Deposit HK$9.33M · loan HK$21.76M · min. income ≈ HK$210,926/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$1,321,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,403
−HK$5,965/mo
▼ 0.25% · 3.875%
HK$113,364
−HK$3,004/mo
Today · 4.125%
HK$116,368
baseline
▲ 0.50% · 4.625%
HK$122,502
+HK$6,134/mo
Deposit HK$9.33M · loan HK$21.76M · min. income ≈ HK$232,736/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$1,321,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,594
−HK$8,002/mo
▼ 0.25% · 3.875%
HK$131,563
−HK$4,033/mo
Today · 4.125%
HK$135,596
baseline
▲ 0.50% · 4.625%
HK$143,846
+HK$8,250/mo
Deposit HK$3.11M · loan HK$27.98M · min. income ≈ HK$271,192/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$1,321,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,947
−HK$7,669/mo
▼ 0.25% · 3.875%
HK$145,754
−HK$3,862/mo
Today · 4.125%
HK$149,616
baseline
▲ 0.50% · 4.625%
HK$157,503
+HK$7,887/mo
Deposit HK$3.11M · loan HK$27.98M · min. income ≈ HK$299,232/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$1,321,186 · Scale 2, in force from 26 Feb 2026)