LTV · monthly repayment
▼ 0.50% · 3.625%
HK$70,888
−HK$4,446/mo
▼ 0.25% · 3.875%
HK$73,093
−HK$2,241/mo
Today · 4.125%
HK$75,334
baseline
▲ 0.50% · 4.625%
HK$79,918
+HK$4,584/mo
Deposit HK$15.54M · loan HK$15.54M · min. income ≈ HK$150,668/mo (50% DSR)
Upfront cash ≈ HK$16.87M (deposit + AVD stamp duty HK$1,321,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,863
−HK$4,260/mo
▼ 0.25% · 3.875%
HK$80,978
−HK$2,145/mo
Today · 4.125%
HK$83,123
baseline
▲ 0.50% · 4.625%
HK$87,505
+HK$4,382/mo
Deposit HK$15.54M · loan HK$15.54M · min. income ≈ HK$166,246/mo (50% DSR)
Upfront cash ≈ HK$16.87M (deposit + AVD stamp duty HK$1,321,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,066
−HK$5,334/mo
▼ 0.25% · 3.875%
HK$87,712
−HK$2,688/mo
Today · 4.125%
HK$90,400
baseline
▲ 0.50% · 4.625%
HK$95,901
+HK$5,501/mo
Deposit HK$12.44M · loan HK$18.65M · min. income ≈ HK$180,800/mo (50% DSR)
Upfront cash ≈ HK$13.76M (deposit + AVD stamp duty HK$1,321,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,635
−HK$5,113/mo
▼ 0.25% · 3.875%
HK$97,173
−HK$2,575/mo
Today · 4.125%
HK$99,748
baseline
▲ 0.50% · 4.625%
HK$105,006
+HK$5,258/mo
Deposit HK$12.44M · loan HK$18.65M · min. income ≈ HK$199,496/mo (50% DSR)
Upfront cash ≈ HK$13.76M (deposit + AVD stamp duty HK$1,321,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,244
−HK$6,223/mo
▼ 0.25% · 3.875%
HK$102,331
−HK$3,136/mo
Today · 4.125%
HK$105,467
baseline
▲ 0.50% · 4.625%
HK$111,885
+HK$6,418/mo
Deposit HK$9.33M · loan HK$21.76M · min. income ≈ HK$210,934/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$1,321,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,408
−HK$5,965/mo
▼ 0.25% · 3.875%
HK$113,369
−HK$3,004/mo
Today · 4.125%
HK$116,373
baseline
▲ 0.50% · 4.625%
HK$122,507
+HK$6,134/mo
Deposit HK$9.33M · loan HK$21.76M · min. income ≈ HK$232,746/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$1,321,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,599
−HK$8,002/mo
▼ 0.25% · 3.875%
HK$131,568
−HK$4,033/mo
Today · 4.125%
HK$135,601
baseline
▲ 0.50% · 4.625%
HK$143,852
+HK$8,251/mo
Deposit HK$3.11M · loan HK$27.98M · min. income ≈ HK$271,202/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$1,321,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,953
−HK$7,669/mo
▼ 0.25% · 3.875%
HK$145,760
−HK$3,862/mo
Today · 4.125%
HK$149,622
baseline
▲ 0.50% · 4.625%
HK$157,509
+HK$7,887/mo
Deposit HK$3.11M · loan HK$27.98M · min. income ≈ HK$299,244/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$1,321,236 · Scale 2, in force from 26 Feb 2026)