LTV · monthly repayment
▼ 0.50% · 3.625%
HK$70,896
−HK$4,446/mo
▼ 0.25% · 3.875%
HK$73,101
−HK$2,241/mo
Today · 4.125%
HK$75,342
baseline
▲ 0.50% · 4.625%
HK$79,926
+HK$4,584/mo
Deposit HK$15.55M · loan HK$15.55M · min. income ≈ HK$150,684/mo (50% DSR)
Upfront cash ≈ HK$16.87M (deposit + AVD stamp duty HK$1,321,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,871
−HK$4,261/mo
▼ 0.25% · 3.875%
HK$80,986
−HK$2,146/mo
Today · 4.125%
HK$83,132
baseline
▲ 0.50% · 4.625%
HK$87,514
+HK$4,382/mo
Deposit HK$15.55M · loan HK$15.55M · min. income ≈ HK$166,264/mo (50% DSR)
Upfront cash ≈ HK$16.87M (deposit + AVD stamp duty HK$1,321,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,075
−HK$5,335/mo
▼ 0.25% · 3.875%
HK$87,721
−HK$2,689/mo
Today · 4.125%
HK$90,410
baseline
▲ 0.50% · 4.625%
HK$95,911
+HK$5,501/mo
Deposit HK$12.44M · loan HK$18.65M · min. income ≈ HK$180,820/mo (50% DSR)
Upfront cash ≈ HK$13.76M (deposit + AVD stamp duty HK$1,321,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,645
−HK$5,113/mo
▼ 0.25% · 3.875%
HK$97,183
−HK$2,575/mo
Today · 4.125%
HK$99,758
baseline
▲ 0.50% · 4.625%
HK$105,017
+HK$5,259/mo
Deposit HK$12.44M · loan HK$18.65M · min. income ≈ HK$199,516/mo (50% DSR)
Upfront cash ≈ HK$13.76M (deposit + AVD stamp duty HK$1,321,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,254
−HK$6,224/mo
▼ 0.25% · 3.875%
HK$102,342
−HK$3,136/mo
Today · 4.125%
HK$105,478
baseline
▲ 0.50% · 4.625%
HK$111,896
+HK$6,418/mo
Deposit HK$9.33M · loan HK$21.76M · min. income ≈ HK$210,956/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$1,321,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,419
−HK$5,966/mo
▼ 0.25% · 3.875%
HK$113,381
−HK$3,004/mo
Today · 4.125%
HK$116,385
baseline
▲ 0.50% · 4.625%
HK$122,520
+HK$6,135/mo
Deposit HK$9.33M · loan HK$21.76M · min. income ≈ HK$232,770/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$1,321,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,612
−HK$8,003/mo
▼ 0.25% · 3.875%
HK$131,582
−HK$4,033/mo
Today · 4.125%
HK$135,615
baseline
▲ 0.50% · 4.625%
HK$143,867
+HK$8,252/mo
Deposit HK$3.11M · loan HK$27.98M · min. income ≈ HK$271,230/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$1,321,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,968
−HK$7,670/mo
▼ 0.25% · 3.875%
HK$145,775
−HK$3,863/mo
Today · 4.125%
HK$149,638
baseline
▲ 0.50% · 4.625%
HK$157,525
+HK$7,887/mo
Deposit HK$3.11M · loan HK$27.98M · min. income ≈ HK$299,276/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$1,321,375 · Scale 2, in force from 26 Feb 2026)