LTV · monthly repayment
▼ 0.50% · 3.625%
HK$70,913
−HK$4,447/mo
▼ 0.25% · 3.875%
HK$73,119
−HK$2,241/mo
Today · 4.125%
HK$75,360
baseline
▲ 0.50% · 4.625%
HK$79,946
+HK$4,586/mo
Deposit HK$15.55M · loan HK$15.55M · min. income ≈ HK$150,720/mo (50% DSR)
Upfront cash ≈ HK$16.87M (deposit + AVD stamp duty HK$1,321,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,890
−HK$4,263/mo
▼ 0.25% · 3.875%
HK$81,006
−HK$2,147/mo
Today · 4.125%
HK$83,153
baseline
▲ 0.50% · 4.625%
HK$87,536
+HK$4,383/mo
Deposit HK$15.55M · loan HK$15.55M · min. income ≈ HK$166,306/mo (50% DSR)
Upfront cash ≈ HK$16.87M (deposit + AVD stamp duty HK$1,321,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,096
−HK$5,336/mo
▼ 0.25% · 3.875%
HK$87,743
−HK$2,689/mo
Today · 4.125%
HK$90,432
baseline
▲ 0.50% · 4.625%
HK$95,935
+HK$5,503/mo
Deposit HK$12.44M · loan HK$18.66M · min. income ≈ HK$180,864/mo (50% DSR)
Upfront cash ≈ HK$13.76M (deposit + AVD stamp duty HK$1,321,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,669
−HK$5,114/mo
▼ 0.25% · 3.875%
HK$97,208
−HK$2,575/mo
Today · 4.125%
HK$99,783
baseline
▲ 0.50% · 4.625%
HK$105,043
+HK$5,260/mo
Deposit HK$12.44M · loan HK$18.66M · min. income ≈ HK$199,566/mo (50% DSR)
Upfront cash ≈ HK$13.76M (deposit + AVD stamp duty HK$1,321,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,279
−HK$6,225/mo
▼ 0.25% · 3.875%
HK$102,367
−HK$3,137/mo
Today · 4.125%
HK$105,504
baseline
▲ 0.50% · 4.625%
HK$111,924
+HK$6,420/mo
Deposit HK$9.33M · loan HK$21.77M · min. income ≈ HK$211,008/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$1,321,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,447
−HK$5,967/mo
▼ 0.25% · 3.875%
HK$113,409
−HK$3,005/mo
Today · 4.125%
HK$116,414
baseline
▲ 0.50% · 4.625%
HK$122,550
+HK$6,136/mo
Deposit HK$9.33M · loan HK$21.77M · min. income ≈ HK$232,828/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$1,321,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,644
−HK$8,005/mo
▼ 0.25% · 3.875%
HK$131,615
−HK$4,034/mo
Today · 4.125%
HK$135,649
baseline
▲ 0.50% · 4.625%
HK$143,902
+HK$8,253/mo
Deposit HK$3.11M · loan HK$27.99M · min. income ≈ HK$271,298/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$1,321,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,003
−HK$7,672/mo
▼ 0.25% · 3.875%
HK$145,811
−HK$3,864/mo
Today · 4.125%
HK$149,675
baseline
▲ 0.50% · 4.625%
HK$157,564
+HK$7,889/mo
Deposit HK$3.11M · loan HK$27.99M · min. income ≈ HK$299,350/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$1,321,703 · Scale 2, in force from 26 Feb 2026)