LTV · monthly repayment
▼ 0.50% · 3.625%
HK$70,916
−HK$4,447/mo
▼ 0.25% · 3.875%
HK$73,122
−HK$2,241/mo
Today · 4.125%
HK$75,363
baseline
▲ 0.50% · 4.625%
HK$79,948
+HK$4,585/mo
Deposit HK$15.55M · loan HK$15.55M · min. income ≈ HK$150,726/mo (50% DSR)
Upfront cash ≈ HK$16.87M (deposit + AVD stamp duty HK$1,321,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,893
−HK$4,262/mo
▼ 0.25% · 3.875%
HK$81,009
−HK$2,146/mo
Today · 4.125%
HK$83,155
baseline
▲ 0.50% · 4.625%
HK$87,539
+HK$4,384/mo
Deposit HK$15.55M · loan HK$15.55M · min. income ≈ HK$166,310/mo (50% DSR)
Upfront cash ≈ HK$16.87M (deposit + AVD stamp duty HK$1,321,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,099
−HK$5,336/mo
▼ 0.25% · 3.875%
HK$87,746
−HK$2,689/mo
Today · 4.125%
HK$90,435
baseline
▲ 0.50% · 4.625%
HK$95,938
+HK$5,503/mo
Deposit HK$12.44M · loan HK$18.66M · min. income ≈ HK$180,870/mo (50% DSR)
Upfront cash ≈ HK$13.76M (deposit + AVD stamp duty HK$1,321,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,672
−HK$5,114/mo
▼ 0.25% · 3.875%
HK$97,211
−HK$2,575/mo
Today · 4.125%
HK$99,786
baseline
▲ 0.50% · 4.625%
HK$105,046
+HK$5,260/mo
Deposit HK$12.44M · loan HK$18.66M · min. income ≈ HK$199,572/mo (50% DSR)
Upfront cash ≈ HK$13.76M (deposit + AVD stamp duty HK$1,321,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,282
−HK$6,226/mo
▼ 0.25% · 3.875%
HK$102,370
−HK$3,138/mo
Today · 4.125%
HK$105,508
baseline
▲ 0.50% · 4.625%
HK$111,928
+HK$6,420/mo
Deposit HK$9.33M · loan HK$21.77M · min. income ≈ HK$211,016/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$1,321,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,450
−HK$5,967/mo
▼ 0.25% · 3.875%
HK$113,412
−HK$3,005/mo
Today · 4.125%
HK$116,417
baseline
▲ 0.50% · 4.625%
HK$122,554
+HK$6,137/mo
Deposit HK$9.33M · loan HK$21.77M · min. income ≈ HK$232,834/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$1,321,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,648
−HK$8,005/mo
▼ 0.25% · 3.875%
HK$131,619
−HK$4,034/mo
Today · 4.125%
HK$135,653
baseline
▲ 0.50% · 4.625%
HK$143,907
+HK$8,254/mo
Deposit HK$3.11M · loan HK$27.99M · min. income ≈ HK$271,306/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$1,321,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,007
−HK$7,673/mo
▼ 0.25% · 3.875%
HK$145,816
−HK$3,864/mo
Today · 4.125%
HK$149,680
baseline
▲ 0.50% · 4.625%
HK$157,569
+HK$7,889/mo
Deposit HK$3.11M · loan HK$27.99M · min. income ≈ HK$299,360/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$1,321,745 · Scale 2, in force from 26 Feb 2026)