LTV · monthly repayment
▼ 0.50% · 3.625%
HK$70,924
−HK$4,448/mo
▼ 0.25% · 3.875%
HK$73,130
−HK$2,242/mo
Today · 4.125%
HK$75,372
baseline
▲ 0.50% · 4.625%
HK$79,958
+HK$4,586/mo
Deposit HK$15.55M · loan HK$15.55M · min. income ≈ HK$150,744/mo (50% DSR)
Upfront cash ≈ HK$16.87M (deposit + AVD stamp duty HK$1,321,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,902
−HK$4,263/mo
▼ 0.25% · 3.875%
HK$81,018
−HK$2,147/mo
Today · 4.125%
HK$83,165
baseline
▲ 0.50% · 4.625%
HK$87,549
+HK$4,384/mo
Deposit HK$15.55M · loan HK$15.55M · min. income ≈ HK$166,330/mo (50% DSR)
Upfront cash ≈ HK$16.87M (deposit + AVD stamp duty HK$1,321,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,109
−HK$5,337/mo
▼ 0.25% · 3.875%
HK$87,756
−HK$2,690/mo
Today · 4.125%
HK$90,446
baseline
▲ 0.50% · 4.625%
HK$95,949
+HK$5,503/mo
Deposit HK$12.44M · loan HK$18.66M · min. income ≈ HK$180,892/mo (50% DSR)
Upfront cash ≈ HK$13.76M (deposit + AVD stamp duty HK$1,321,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,683
−HK$5,115/mo
▼ 0.25% · 3.875%
HK$97,222
−HK$2,576/mo
Today · 4.125%
HK$99,798
baseline
▲ 0.50% · 4.625%
HK$105,059
+HK$5,261/mo
Deposit HK$12.44M · loan HK$18.66M · min. income ≈ HK$199,596/mo (50% DSR)
Upfront cash ≈ HK$13.76M (deposit + AVD stamp duty HK$1,321,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,294
−HK$6,226/mo
▼ 0.25% · 3.875%
HK$102,382
−HK$3,138/mo
Today · 4.125%
HK$105,520
baseline
▲ 0.50% · 4.625%
HK$111,941
+HK$6,421/mo
Deposit HK$9.33M · loan HK$21.77M · min. income ≈ HK$211,040/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$1,321,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,463
−HK$5,968/mo
▼ 0.25% · 3.875%
HK$113,426
−HK$3,005/mo
Today · 4.125%
HK$116,431
baseline
▲ 0.50% · 4.625%
HK$122,568
+HK$6,137/mo
Deposit HK$9.33M · loan HK$21.77M · min. income ≈ HK$232,862/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$1,321,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,663
−HK$8,006/mo
▼ 0.25% · 3.875%
HK$131,634
−HK$4,035/mo
Today · 4.125%
HK$135,669
baseline
▲ 0.50% · 4.625%
HK$143,924
+HK$8,255/mo
Deposit HK$3.11M · loan HK$27.99M · min. income ≈ HK$271,338/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$1,321,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,024
−HK$7,673/mo
▼ 0.25% · 3.875%
HK$145,833
−HK$3,864/mo
Today · 4.125%
HK$149,697
baseline
▲ 0.50% · 4.625%
HK$157,588
+HK$7,891/mo
Deposit HK$3.11M · loan HK$27.99M · min. income ≈ HK$299,394/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$1,321,901 · Scale 2, in force from 26 Feb 2026)