LTV · monthly repayment
▼ 0.50% · 3.625%
HK$70,928
−HK$4,447/mo
▼ 0.25% · 3.875%
HK$73,134
−HK$2,241/mo
Today · 4.125%
HK$75,375
baseline
▲ 0.50% · 4.625%
HK$79,962
+HK$4,587/mo
Deposit HK$15.55M · loan HK$15.55M · min. income ≈ HK$150,750/mo (50% DSR)
Upfront cash ≈ HK$16.87M (deposit + AVD stamp duty HK$1,321,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,906
−HK$4,263/mo
▼ 0.25% · 3.875%
HK$81,022
−HK$2,147/mo
Today · 4.125%
HK$83,169
baseline
▲ 0.50% · 4.625%
HK$87,553
+HK$4,384/mo
Deposit HK$15.55M · loan HK$15.55M · min. income ≈ HK$166,338/mo (50% DSR)
Upfront cash ≈ HK$16.87M (deposit + AVD stamp duty HK$1,321,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,113
−HK$5,337/mo
▼ 0.25% · 3.875%
HK$87,761
−HK$2,689/mo
Today · 4.125%
HK$90,450
baseline
▲ 0.50% · 4.625%
HK$95,954
+HK$5,504/mo
Deposit HK$12.44M · loan HK$18.66M · min. income ≈ HK$180,900/mo (50% DSR)
Upfront cash ≈ HK$13.76M (deposit + AVD stamp duty HK$1,321,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,687
−HK$5,116/mo
▼ 0.25% · 3.875%
HK$97,227
−HK$2,576/mo
Today · 4.125%
HK$99,803
baseline
▲ 0.50% · 4.625%
HK$105,064
+HK$5,261/mo
Deposit HK$12.44M · loan HK$18.66M · min. income ≈ HK$199,606/mo (50% DSR)
Upfront cash ≈ HK$13.76M (deposit + AVD stamp duty HK$1,321,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,299
−HK$6,226/mo
▼ 0.25% · 3.875%
HK$102,387
−HK$3,138/mo
Today · 4.125%
HK$105,525
baseline
▲ 0.50% · 4.625%
HK$111,946
+HK$6,421/mo
Deposit HK$9.33M · loan HK$21.77M · min. income ≈ HK$211,050/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$1,321,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,469
−HK$5,968/mo
▼ 0.25% · 3.875%
HK$113,431
−HK$3,006/mo
Today · 4.125%
HK$116,437
baseline
▲ 0.50% · 4.625%
HK$122,575
+HK$6,138/mo
Deposit HK$9.33M · loan HK$21.77M · min. income ≈ HK$232,874/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$1,321,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,670
−HK$8,006/mo
▼ 0.25% · 3.875%
HK$131,641
−HK$4,035/mo
Today · 4.125%
HK$135,676
baseline
▲ 0.50% · 4.625%
HK$143,931
+HK$8,255/mo
Deposit HK$3.11M · loan HK$27.99M · min. income ≈ HK$271,352/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$1,321,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,031
−HK$7,674/mo
▼ 0.25% · 3.875%
HK$145,840
−HK$3,865/mo
Today · 4.125%
HK$149,705
baseline
▲ 0.50% · 4.625%
HK$157,596
+HK$7,891/mo
Deposit HK$3.11M · loan HK$27.99M · min. income ≈ HK$299,410/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$1,321,966 · Scale 2, in force from 26 Feb 2026)