LTV · monthly repayment
▼ 0.50% · 3.625%
HK$70,930
−HK$4,448/mo
▼ 0.25% · 3.875%
HK$73,137
−HK$2,241/mo
Today · 4.125%
HK$75,378
baseline
▲ 0.50% · 4.625%
HK$79,965
+HK$4,587/mo
Deposit HK$15.55M · loan HK$15.55M · min. income ≈ HK$150,756/mo (50% DSR)
Upfront cash ≈ HK$16.88M (deposit + AVD stamp duty HK$1,322,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,909
−HK$4,263/mo
▼ 0.25% · 3.875%
HK$81,025
−HK$2,147/mo
Today · 4.125%
HK$83,172
baseline
▲ 0.50% · 4.625%
HK$87,556
+HK$4,384/mo
Deposit HK$15.55M · loan HK$15.55M · min. income ≈ HK$166,344/mo (50% DSR)
Upfront cash ≈ HK$16.88M (deposit + AVD stamp duty HK$1,322,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,116
−HK$5,338/mo
▼ 0.25% · 3.875%
HK$87,764
−HK$2,690/mo
Today · 4.125%
HK$90,454
baseline
▲ 0.50% · 4.625%
HK$95,958
+HK$5,504/mo
Deposit HK$12.44M · loan HK$18.66M · min. income ≈ HK$180,908/mo (50% DSR)
Upfront cash ≈ HK$13.76M (deposit + AVD stamp duty HK$1,322,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,691
−HK$5,116/mo
▼ 0.25% · 3.875%
HK$97,231
−HK$2,576/mo
Today · 4.125%
HK$99,807
baseline
▲ 0.50% · 4.625%
HK$105,068
+HK$5,261/mo
Deposit HK$12.44M · loan HK$18.66M · min. income ≈ HK$199,614/mo (50% DSR)
Upfront cash ≈ HK$13.76M (deposit + AVD stamp duty HK$1,322,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,302
−HK$6,227/mo
▼ 0.25% · 3.875%
HK$102,391
−HK$3,138/mo
Today · 4.125%
HK$105,529
baseline
▲ 0.50% · 4.625%
HK$111,951
+HK$6,422/mo
Deposit HK$9.33M · loan HK$21.77M · min. income ≈ HK$211,058/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$1,322,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,473
−HK$5,968/mo
▼ 0.25% · 3.875%
HK$113,436
−HK$3,005/mo
Today · 4.125%
HK$116,441
baseline
▲ 0.50% · 4.625%
HK$122,579
+HK$6,138/mo
Deposit HK$9.33M · loan HK$21.77M · min. income ≈ HK$232,882/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$1,322,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,674
−HK$8,007/mo
▼ 0.25% · 3.875%
HK$131,646
−HK$4,035/mo
Today · 4.125%
HK$135,681
baseline
▲ 0.50% · 4.625%
HK$143,936
+HK$8,255/mo
Deposit HK$3.11M · loan HK$28.00M · min. income ≈ HK$271,362/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$1,322,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,036
−HK$7,674/mo
▼ 0.25% · 3.875%
HK$145,846
−HK$3,864/mo
Today · 4.125%
HK$149,710
baseline
▲ 0.50% · 4.625%
HK$157,602
+HK$7,892/mo
Deposit HK$3.11M · loan HK$28.00M · min. income ≈ HK$299,420/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$1,322,015 · Scale 2, in force from 26 Feb 2026)