LTV · monthly repayment
▼ 0.50% · 3.625%
HK$70,949
−HK$4,449/mo
▼ 0.25% · 3.875%
HK$73,156
−HK$2,242/mo
Today · 4.125%
HK$75,398
baseline
▲ 0.50% · 4.625%
HK$79,986
+HK$4,588/mo
Deposit HK$15.56M · loan HK$15.56M · min. income ≈ HK$150,796/mo (50% DSR)
Upfront cash ≈ HK$16.88M (deposit + AVD stamp duty HK$1,322,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,930
−HK$4,265/mo
▼ 0.25% · 3.875%
HK$81,047
−HK$2,148/mo
Today · 4.125%
HK$83,195
baseline
▲ 0.50% · 4.625%
HK$87,580
+HK$4,385/mo
Deposit HK$15.56M · loan HK$15.56M · min. income ≈ HK$166,390/mo (50% DSR)
Upfront cash ≈ HK$16.88M (deposit + AVD stamp duty HK$1,322,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,139
−HK$5,339/mo
▼ 0.25% · 3.875%
HK$87,787
−HK$2,691/mo
Today · 4.125%
HK$90,478
baseline
▲ 0.50% · 4.625%
HK$95,983
+HK$5,505/mo
Deposit HK$12.45M · loan HK$18.67M · min. income ≈ HK$180,956/mo (50% DSR)
Upfront cash ≈ HK$13.77M (deposit + AVD stamp duty HK$1,322,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,716
−HK$5,117/mo
▼ 0.25% · 3.875%
HK$97,256
−HK$2,577/mo
Today · 4.125%
HK$99,833
baseline
▲ 0.50% · 4.625%
HK$105,096
+HK$5,263/mo
Deposit HK$12.45M · loan HK$18.67M · min. income ≈ HK$199,666/mo (50% DSR)
Upfront cash ≈ HK$13.77M (deposit + AVD stamp duty HK$1,322,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,329
−HK$6,229/mo
▼ 0.25% · 3.875%
HK$102,418
−HK$3,140/mo
Today · 4.125%
HK$105,558
baseline
▲ 0.50% · 4.625%
HK$111,980
+HK$6,422/mo
Deposit HK$9.33M · loan HK$21.78M · min. income ≈ HK$211,116/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$1,322,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,502
−HK$5,970/mo
▼ 0.25% · 3.875%
HK$113,466
−HK$3,006/mo
Today · 4.125%
HK$116,472
baseline
▲ 0.50% · 4.625%
HK$122,612
+HK$6,140/mo
Deposit HK$9.33M · loan HK$21.78M · min. income ≈ HK$232,944/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$1,322,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,708
−HK$8,009/mo
▼ 0.25% · 3.875%
HK$131,681
−HK$4,036/mo
Today · 4.125%
HK$135,717
baseline
▲ 0.50% · 4.625%
HK$143,975
+HK$8,258/mo
Deposit HK$3.11M · loan HK$28.00M · min. income ≈ HK$271,434/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$1,322,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,074
−HK$7,676/mo
▼ 0.25% · 3.875%
HK$145,885
−HK$3,865/mo
Today · 4.125%
HK$149,750
baseline
▲ 0.50% · 4.625%
HK$157,644
+HK$7,894/mo
Deposit HK$3.11M · loan HK$28.00M · min. income ≈ HK$299,500/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$1,322,368 · Scale 2, in force from 26 Feb 2026)