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Mortgage Planner
Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.
HK$31.12M
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$99,335
−HK$6,229/mo
▼ 0.25% · 3.875%
HK$102,424
−HK$3,140/mo
Today · 4.125%
HK$105,564
baseline
▲ 0.50% · 4.625%
HK$111,987
+HK$6,423/mo
Deposit HK$9.33M · loan HK$21.78M · min. income ≈ HK$211,128/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$1,322,445 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.
Data sourced from Renavon.com