LTV · monthly repayment
▼ 0.50% · 3.625%
HK$70,988
−HK$4,451/mo
▼ 0.25% · 3.875%
HK$73,196
−HK$2,243/mo
Today · 4.125%
HK$75,439
baseline
▲ 0.50% · 4.625%
HK$80,030
+HK$4,591/mo
Deposit HK$15.57M · loan HK$15.57M · min. income ≈ HK$150,878/mo (50% DSR)
Upfront cash ≈ HK$16.89M (deposit + AVD stamp duty HK$1,323,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,973
−HK$4,267/mo
▼ 0.25% · 3.875%
HK$81,091
−HK$2,149/mo
Today · 4.125%
HK$83,240
baseline
▲ 0.50% · 4.625%
HK$87,628
+HK$4,388/mo
Deposit HK$15.57M · loan HK$15.57M · min. income ≈ HK$166,480/mo (50% DSR)
Upfront cash ≈ HK$16.89M (deposit + AVD stamp duty HK$1,323,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,185
−HK$5,342/mo
▼ 0.25% · 3.875%
HK$87,835
−HK$2,692/mo
Today · 4.125%
HK$90,527
baseline
▲ 0.50% · 4.625%
HK$96,036
+HK$5,509/mo
Deposit HK$12.45M · loan HK$18.68M · min. income ≈ HK$181,054/mo (50% DSR)
Upfront cash ≈ HK$13.78M (deposit + AVD stamp duty HK$1,323,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,768
−HK$5,120/mo
▼ 0.25% · 3.875%
HK$97,309
−HK$2,579/mo
Today · 4.125%
HK$99,888
baseline
▲ 0.50% · 4.625%
HK$105,153
+HK$5,265/mo
Deposit HK$12.45M · loan HK$18.68M · min. income ≈ HK$199,776/mo (50% DSR)
Upfront cash ≈ HK$13.78M (deposit + AVD stamp duty HK$1,323,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,383
−HK$6,232/mo
▼ 0.25% · 3.875%
HK$102,474
−HK$3,141/mo
Today · 4.125%
HK$105,615
baseline
▲ 0.50% · 4.625%
HK$112,041
+HK$6,426/mo
Deposit HK$9.34M · loan HK$21.79M · min. income ≈ HK$211,230/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$1,323,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,562
−HK$5,974/mo
▼ 0.25% · 3.875%
HK$113,528
−HK$3,008/mo
Today · 4.125%
HK$116,536
baseline
▲ 0.50% · 4.625%
HK$122,679
+HK$6,143/mo
Deposit HK$9.34M · loan HK$21.79M · min. income ≈ HK$233,072/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$1,323,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,778
−HK$8,013/mo
▼ 0.25% · 3.875%
HK$131,753
−HK$4,038/mo
Today · 4.125%
HK$135,791
baseline
▲ 0.50% · 4.625%
HK$144,053
+HK$8,262/mo
Deposit HK$3.11M · loan HK$28.02M · min. income ≈ HK$271,582/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$1,323,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,152
−HK$7,680/mo
▼ 0.25% · 3.875%
HK$145,964
−HK$3,868/mo
Today · 4.125%
HK$149,832
baseline
▲ 0.50% · 4.625%
HK$157,730
+HK$7,898/mo
Deposit HK$3.11M · loan HK$28.02M · min. income ≈ HK$299,664/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$1,323,088 · Scale 2, in force from 26 Feb 2026)