LTV · monthly repayment
▼ 0.50% · 3.625%
HK$70,998
−HK$4,452/mo
▼ 0.25% · 3.875%
HK$73,206
−HK$2,244/mo
Today · 4.125%
HK$75,450
baseline
▲ 0.50% · 4.625%
HK$80,041
+HK$4,591/mo
Deposit HK$15.57M · loan HK$15.57M · min. income ≈ HK$150,900/mo (50% DSR)
Upfront cash ≈ HK$16.89M (deposit + AVD stamp duty HK$1,323,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,984
−HK$4,267/mo
▼ 0.25% · 3.875%
HK$81,102
−HK$2,149/mo
Today · 4.125%
HK$83,251
baseline
▲ 0.50% · 4.625%
HK$87,640
+HK$4,389/mo
Deposit HK$15.57M · loan HK$15.57M · min. income ≈ HK$166,502/mo (50% DSR)
Upfront cash ≈ HK$16.89M (deposit + AVD stamp duty HK$1,323,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,197
−HK$5,343/mo
▼ 0.25% · 3.875%
HK$87,847
−HK$2,693/mo
Today · 4.125%
HK$90,540
baseline
▲ 0.50% · 4.625%
HK$96,049
+HK$5,509/mo
Deposit HK$12.45M · loan HK$18.68M · min. income ≈ HK$181,080/mo (50% DSR)
Upfront cash ≈ HK$13.78M (deposit + AVD stamp duty HK$1,323,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,781
−HK$5,121/mo
▼ 0.25% · 3.875%
HK$97,323
−HK$2,579/mo
Today · 4.125%
HK$99,902
baseline
▲ 0.50% · 4.625%
HK$105,168
+HK$5,266/mo
Deposit HK$12.45M · loan HK$18.68M · min. income ≈ HK$199,804/mo (50% DSR)
Upfront cash ≈ HK$13.78M (deposit + AVD stamp duty HK$1,323,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,397
−HK$6,233/mo
▼ 0.25% · 3.875%
HK$102,488
−HK$3,142/mo
Today · 4.125%
HK$105,630
baseline
▲ 0.50% · 4.625%
HK$112,057
+HK$6,427/mo
Deposit HK$9.34M · loan HK$21.80M · min. income ≈ HK$211,260/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$1,323,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,578
−HK$5,974/mo
▼ 0.25% · 3.875%
HK$113,543
−HK$3,009/mo
Today · 4.125%
HK$116,552
baseline
▲ 0.50% · 4.625%
HK$122,696
+HK$6,144/mo
Deposit HK$9.34M · loan HK$21.80M · min. income ≈ HK$233,104/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$1,323,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,796
−HK$8,014/mo
▼ 0.25% · 3.875%
HK$131,771
−HK$4,039/mo
Today · 4.125%
HK$135,810
baseline
▲ 0.50% · 4.625%
HK$144,073
+HK$8,263/mo
Deposit HK$3.11M · loan HK$28.02M · min. income ≈ HK$271,620/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$1,323,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,171
−HK$7,682/mo
▼ 0.25% · 3.875%
HK$145,984
−HK$3,869/mo
Today · 4.125%
HK$149,853
baseline
▲ 0.50% · 4.625%
HK$157,751
+HK$7,898/mo
Deposit HK$3.11M · loan HK$28.02M · min. income ≈ HK$299,706/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$1,323,272 · Scale 2, in force from 26 Feb 2026)