LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,015
−HK$4,453/mo
▼ 0.25% · 3.875%
HK$73,224
−HK$2,244/mo
Today · 4.125%
HK$75,468
baseline
▲ 0.50% · 4.625%
HK$80,060
+HK$4,592/mo
Deposit HK$15.57M · loan HK$15.57M · min. income ≈ HK$150,936/mo (50% DSR)
Upfront cash ≈ HK$16.90M (deposit + AVD stamp duty HK$1,323,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,003
−HK$4,269/mo
▼ 0.25% · 3.875%
HK$81,122
−HK$2,150/mo
Today · 4.125%
HK$83,272
baseline
▲ 0.50% · 4.625%
HK$87,661
+HK$4,389/mo
Deposit HK$15.57M · loan HK$15.57M · min. income ≈ HK$166,544/mo (50% DSR)
Upfront cash ≈ HK$16.90M (deposit + AVD stamp duty HK$1,323,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,218
−HK$5,344/mo
▼ 0.25% · 3.875%
HK$87,869
−HK$2,693/mo
Today · 4.125%
HK$90,562
baseline
▲ 0.50% · 4.625%
HK$96,072
+HK$5,510/mo
Deposit HK$12.46M · loan HK$18.69M · min. income ≈ HK$181,124/mo (50% DSR)
Upfront cash ≈ HK$13.78M (deposit + AVD stamp duty HK$1,323,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,804
−HK$5,122/mo
▼ 0.25% · 3.875%
HK$97,347
−HK$2,579/mo
Today · 4.125%
HK$99,926
baseline
▲ 0.50% · 4.625%
HK$105,193
+HK$5,267/mo
Deposit HK$12.46M · loan HK$18.69M · min. income ≈ HK$199,852/mo (50% DSR)
Upfront cash ≈ HK$13.78M (deposit + AVD stamp duty HK$1,323,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,421
−HK$6,234/mo
▼ 0.25% · 3.875%
HK$102,513
−HK$3,142/mo
Today · 4.125%
HK$105,655
baseline
▲ 0.50% · 4.625%
HK$112,084
+HK$6,429/mo
Deposit HK$9.34M · loan HK$21.80M · min. income ≈ HK$211,310/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$1,323,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,605
−HK$5,975/mo
▼ 0.25% · 3.875%
HK$113,571
−HK$3,009/mo
Today · 4.125%
HK$116,580
baseline
▲ 0.50% · 4.625%
HK$122,725
+HK$6,145/mo
Deposit HK$9.34M · loan HK$21.80M · min. income ≈ HK$233,160/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$1,323,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,827
−HK$8,016/mo
▼ 0.25% · 3.875%
HK$131,803
−HK$4,040/mo
Today · 4.125%
HK$135,843
baseline
▲ 0.50% · 4.625%
HK$144,108
+HK$8,265/mo
Deposit HK$3.11M · loan HK$28.03M · min. income ≈ HK$271,686/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$1,323,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,206
−HK$7,683/mo
▼ 0.25% · 3.875%
HK$146,020
−HK$3,869/mo
Today · 4.125%
HK$149,889
baseline
▲ 0.50% · 4.625%
HK$157,790
+HK$7,901/mo
Deposit HK$3.11M · loan HK$28.03M · min. income ≈ HK$299,778/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$1,323,593 · Scale 2, in force from 26 Feb 2026)