LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,017
−HK$4,453/mo
▼ 0.25% · 3.875%
HK$73,226
−HK$2,244/mo
Today · 4.125%
HK$75,470
baseline
▲ 0.50% · 4.625%
HK$80,063
+HK$4,593/mo
Deposit HK$15.57M · loan HK$15.57M · min. income ≈ HK$150,940/mo (50% DSR)
Upfront cash ≈ HK$16.90M (deposit + AVD stamp duty HK$1,323,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,006
−HK$4,268/mo
▼ 0.25% · 3.875%
HK$81,125
−HK$2,149/mo
Today · 4.125%
HK$83,274
baseline
▲ 0.50% · 4.625%
HK$87,664
+HK$4,390/mo
Deposit HK$15.57M · loan HK$15.57M · min. income ≈ HK$166,548/mo (50% DSR)
Upfront cash ≈ HK$16.90M (deposit + AVD stamp duty HK$1,323,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,221
−HK$5,344/mo
▼ 0.25% · 3.875%
HK$87,871
−HK$2,694/mo
Today · 4.125%
HK$90,565
baseline
▲ 0.50% · 4.625%
HK$96,075
+HK$5,510/mo
Deposit HK$12.46M · loan HK$18.69M · min. income ≈ HK$181,130/mo (50% DSR)
Upfront cash ≈ HK$13.78M (deposit + AVD stamp duty HK$1,323,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,807
−HK$5,122/mo
▼ 0.25% · 3.875%
HK$97,350
−HK$2,579/mo
Today · 4.125%
HK$99,929
baseline
▲ 0.50% · 4.625%
HK$105,196
+HK$5,267/mo
Deposit HK$12.46M · loan HK$18.69M · min. income ≈ HK$199,858/mo (50% DSR)
Upfront cash ≈ HK$13.78M (deposit + AVD stamp duty HK$1,323,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,424
−HK$6,235/mo
▼ 0.25% · 3.875%
HK$102,517
−HK$3,142/mo
Today · 4.125%
HK$105,659
baseline
▲ 0.50% · 4.625%
HK$112,088
+HK$6,429/mo
Deposit HK$9.34M · loan HK$21.80M · min. income ≈ HK$211,318/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$1,323,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,608
−HK$5,976/mo
▼ 0.25% · 3.875%
HK$113,575
−HK$3,009/mo
Today · 4.125%
HK$116,584
baseline
▲ 0.50% · 4.625%
HK$122,729
+HK$6,145/mo
Deposit HK$9.34M · loan HK$21.80M · min. income ≈ HK$233,168/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$1,323,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,831
−HK$8,016/mo
▼ 0.25% · 3.875%
HK$131,807
−HK$4,040/mo
Today · 4.125%
HK$135,847
baseline
▲ 0.50% · 4.625%
HK$144,113
+HK$8,266/mo
Deposit HK$3.11M · loan HK$28.03M · min. income ≈ HK$271,694/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$1,323,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,210
−HK$7,684/mo
▼ 0.25% · 3.875%
HK$146,024
−HK$3,870/mo
Today · 4.125%
HK$149,894
baseline
▲ 0.50% · 4.625%
HK$157,795
+HK$7,901/mo
Deposit HK$3.11M · loan HK$28.03M · min. income ≈ HK$299,788/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$1,323,635 · Scale 2, in force from 26 Feb 2026)