LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,025
−HK$4,454/mo
▼ 0.25% · 3.875%
HK$73,234
−HK$2,245/mo
Today · 4.125%
HK$75,479
baseline
▲ 0.50% · 4.625%
HK$80,071
+HK$4,592/mo
Deposit HK$15.57M · loan HK$15.57M · min. income ≈ HK$150,958/mo (50% DSR)
Upfront cash ≈ HK$16.90M (deposit + AVD stamp duty HK$1,323,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,014
−HK$4,269/mo
▼ 0.25% · 3.875%
HK$81,134
−HK$2,149/mo
Today · 4.125%
HK$83,283
baseline
▲ 0.50% · 4.625%
HK$87,673
+HK$4,390/mo
Deposit HK$15.57M · loan HK$15.57M · min. income ≈ HK$166,566/mo (50% DSR)
Upfront cash ≈ HK$16.90M (deposit + AVD stamp duty HK$1,323,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,230
−HK$5,344/mo
▼ 0.25% · 3.875%
HK$87,881
−HK$2,693/mo
Today · 4.125%
HK$90,574
baseline
▲ 0.50% · 4.625%
HK$96,086
+HK$5,512/mo
Deposit HK$12.46M · loan HK$18.69M · min. income ≈ HK$181,148/mo (50% DSR)
Upfront cash ≈ HK$13.78M (deposit + AVD stamp duty HK$1,323,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,817
−HK$5,123/mo
▼ 0.25% · 3.875%
HK$97,360
−HK$2,580/mo
Today · 4.125%
HK$99,940
baseline
▲ 0.50% · 4.625%
HK$105,208
+HK$5,268/mo
Deposit HK$12.46M · loan HK$18.69M · min. income ≈ HK$199,880/mo (50% DSR)
Upfront cash ≈ HK$13.78M (deposit + AVD stamp duty HK$1,323,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,435
−HK$6,235/mo
▼ 0.25% · 3.875%
HK$102,528
−HK$3,142/mo
Today · 4.125%
HK$105,670
baseline
▲ 0.50% · 4.625%
HK$112,100
+HK$6,430/mo
Deposit HK$9.34M · loan HK$21.80M · min. income ≈ HK$211,340/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$1,323,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,620
−HK$5,977/mo
▼ 0.25% · 3.875%
HK$113,587
−HK$3,010/mo
Today · 4.125%
HK$116,597
baseline
▲ 0.50% · 4.625%
HK$122,743
+HK$6,146/mo
Deposit HK$9.34M · loan HK$21.80M · min. income ≈ HK$233,194/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$1,323,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,845
−HK$8,017/mo
▼ 0.25% · 3.875%
HK$131,821
−HK$4,041/mo
Today · 4.125%
HK$135,862
baseline
▲ 0.50% · 4.625%
HK$144,129
+HK$8,267/mo
Deposit HK$3.11M · loan HK$28.03M · min. income ≈ HK$271,724/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$1,323,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,226
−HK$7,684/mo
▼ 0.25% · 3.875%
HK$146,040
−HK$3,870/mo
Today · 4.125%
HK$149,910
baseline
▲ 0.50% · 4.625%
HK$157,812
+HK$7,902/mo
Deposit HK$3.11M · loan HK$28.03M · min. income ≈ HK$299,820/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$1,323,779 · Scale 2, in force from 26 Feb 2026)