LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,043
−HK$4,455/mo
▼ 0.25% · 3.875%
HK$73,253
−HK$2,245/mo
Today · 4.125%
HK$75,498
baseline
▲ 0.50% · 4.625%
HK$80,092
+HK$4,594/mo
Deposit HK$15.58M · loan HK$15.58M · min. income ≈ HK$150,996/mo (50% DSR)
Upfront cash ≈ HK$16.90M (deposit + AVD stamp duty HK$1,324,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,035
−HK$4,270/mo
▼ 0.25% · 3.875%
HK$81,155
−HK$2,150/mo
Today · 4.125%
HK$83,305
baseline
▲ 0.50% · 4.625%
HK$87,696
+HK$4,391/mo
Deposit HK$15.58M · loan HK$15.58M · min. income ≈ HK$166,610/mo (50% DSR)
Upfront cash ≈ HK$16.90M (deposit + AVD stamp duty HK$1,324,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,252
−HK$5,346/mo
▼ 0.25% · 3.875%
HK$87,904
−HK$2,694/mo
Today · 4.125%
HK$90,598
baseline
▲ 0.50% · 4.625%
HK$96,111
+HK$5,513/mo
Deposit HK$12.46M · loan HK$18.69M · min. income ≈ HK$181,196/mo (50% DSR)
Upfront cash ≈ HK$13.79M (deposit + AVD stamp duty HK$1,324,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,842
−HK$5,124/mo
▼ 0.25% · 3.875%
HK$97,386
−HK$2,580/mo
Today · 4.125%
HK$99,966
baseline
▲ 0.50% · 4.625%
HK$105,235
+HK$5,269/mo
Deposit HK$12.46M · loan HK$18.69M · min. income ≈ HK$199,932/mo (50% DSR)
Upfront cash ≈ HK$13.79M (deposit + AVD stamp duty HK$1,324,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,461
−HK$6,237/mo
▼ 0.25% · 3.875%
HK$102,555
−HK$3,143/mo
Today · 4.125%
HK$105,698
baseline
▲ 0.50% · 4.625%
HK$112,129
+HK$6,431/mo
Deposit HK$9.35M · loan HK$21.81M · min. income ≈ HK$211,396/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$1,324,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,649
−HK$5,978/mo
▼ 0.25% · 3.875%
HK$113,617
−HK$3,010/mo
Today · 4.125%
HK$116,627
baseline
▲ 0.50% · 4.625%
HK$122,775
+HK$6,148/mo
Deposit HK$9.35M · loan HK$21.81M · min. income ≈ HK$233,254/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$1,324,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,878
−HK$8,019/mo
▼ 0.25% · 3.875%
HK$131,856
−HK$4,041/mo
Today · 4.125%
HK$135,897
baseline
▲ 0.50% · 4.625%
HK$144,166
+HK$8,269/mo
Deposit HK$3.12M · loan HK$28.04M · min. income ≈ HK$271,794/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$1,324,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,263
−HK$7,686/mo
▼ 0.25% · 3.875%
HK$146,079
−HK$3,870/mo
Today · 4.125%
HK$149,949
baseline
▲ 0.50% · 4.625%
HK$157,853
+HK$7,904/mo
Deposit HK$3.12M · loan HK$28.04M · min. income ≈ HK$299,898/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$1,324,125 · Scale 2, in force from 26 Feb 2026)