LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,053
−HK$4,455/mo
▼ 0.25% · 3.875%
HK$73,263
−HK$2,245/mo
Today · 4.125%
HK$75,508
baseline
▲ 0.50% · 4.625%
HK$80,103
+HK$4,595/mo
Deposit HK$15.58M · loan HK$15.58M · min. income ≈ HK$151,016/mo (50% DSR)
Upfront cash ≈ HK$16.90M (deposit + AVD stamp duty HK$1,324,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,045
−HK$4,271/mo
▼ 0.25% · 3.875%
HK$81,165
−HK$2,151/mo
Today · 4.125%
HK$83,316
baseline
▲ 0.50% · 4.625%
HK$87,708
+HK$4,392/mo
Deposit HK$15.58M · loan HK$15.58M · min. income ≈ HK$166,632/mo (50% DSR)
Upfront cash ≈ HK$16.90M (deposit + AVD stamp duty HK$1,324,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,263
−HK$5,347/mo
▼ 0.25% · 3.875%
HK$87,915
−HK$2,695/mo
Today · 4.125%
HK$90,610
baseline
▲ 0.50% · 4.625%
HK$96,123
+HK$5,513/mo
Deposit HK$12.46M · loan HK$18.70M · min. income ≈ HK$181,220/mo (50% DSR)
Upfront cash ≈ HK$13.79M (deposit + AVD stamp duty HK$1,324,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,854
−HK$5,125/mo
▼ 0.25% · 3.875%
HK$97,398
−HK$2,581/mo
Today · 4.125%
HK$99,979
baseline
▲ 0.50% · 4.625%
HK$105,249
+HK$5,270/mo
Deposit HK$12.46M · loan HK$18.70M · min. income ≈ HK$199,958/mo (50% DSR)
Upfront cash ≈ HK$13.79M (deposit + AVD stamp duty HK$1,324,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,474
−HK$6,237/mo
▼ 0.25% · 3.875%
HK$102,568
−HK$3,143/mo
Today · 4.125%
HK$105,711
baseline
▲ 0.50% · 4.625%
HK$112,144
+HK$6,433/mo
Deposit HK$9.35M · loan HK$21.81M · min. income ≈ HK$211,422/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$1,324,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,663
−HK$5,979/mo
▼ 0.25% · 3.875%
HK$113,631
−HK$3,011/mo
Today · 4.125%
HK$116,642
baseline
▲ 0.50% · 4.625%
HK$122,791
+HK$6,149/mo
Deposit HK$9.35M · loan HK$21.81M · min. income ≈ HK$233,284/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$1,324,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,895
−HK$8,020/mo
▼ 0.25% · 3.875%
HK$131,873
−HK$4,042/mo
Today · 4.125%
HK$135,915
baseline
▲ 0.50% · 4.625%
HK$144,185
+HK$8,270/mo
Deposit HK$3.12M · loan HK$28.04M · min. income ≈ HK$271,830/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$1,324,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,282
−HK$7,687/mo
▼ 0.25% · 3.875%
HK$146,097
−HK$3,872/mo
Today · 4.125%
HK$149,969
baseline
▲ 0.50% · 4.625%
HK$157,874
+HK$7,905/mo
Deposit HK$3.12M · loan HK$28.04M · min. income ≈ HK$299,938/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$1,324,297 · Scale 2, in force from 26 Feb 2026)