LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,061
−HK$4,457/mo
▼ 0.25% · 3.875%
HK$73,272
−HK$2,246/mo
Today · 4.125%
HK$75,518
baseline
▲ 0.50% · 4.625%
HK$80,113
+HK$4,595/mo
Deposit HK$15.58M · loan HK$15.58M · min. income ≈ HK$151,036/mo (50% DSR)
Upfront cash ≈ HK$16.91M (deposit + AVD stamp duty HK$1,324,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,055
−HK$4,271/mo
▼ 0.25% · 3.875%
HK$81,175
−HK$2,151/mo
Today · 4.125%
HK$83,326
baseline
▲ 0.50% · 4.625%
HK$87,719
+HK$4,393/mo
Deposit HK$15.58M · loan HK$15.58M · min. income ≈ HK$166,652/mo (50% DSR)
Upfront cash ≈ HK$16.91M (deposit + AVD stamp duty HK$1,324,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,274
−HK$5,347/mo
▼ 0.25% · 3.875%
HK$87,926
−HK$2,695/mo
Today · 4.125%
HK$90,621
baseline
▲ 0.50% · 4.625%
HK$96,135
+HK$5,514/mo
Deposit HK$12.47M · loan HK$18.70M · min. income ≈ HK$181,242/mo (50% DSR)
Upfront cash ≈ HK$13.79M (deposit + AVD stamp duty HK$1,324,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,866
−HK$5,126/mo
▼ 0.25% · 3.875%
HK$97,410
−HK$2,582/mo
Today · 4.125%
HK$99,992
baseline
▲ 0.50% · 4.625%
HK$105,262
+HK$5,270/mo
Deposit HK$12.47M · loan HK$18.70M · min. income ≈ HK$199,984/mo (50% DSR)
Upfront cash ≈ HK$13.79M (deposit + AVD stamp duty HK$1,324,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,486
−HK$6,239/mo
▼ 0.25% · 3.875%
HK$102,581
−HK$3,144/mo
Today · 4.125%
HK$105,725
baseline
▲ 0.50% · 4.625%
HK$112,158
+HK$6,433/mo
Deposit HK$9.35M · loan HK$21.81M · min. income ≈ HK$211,450/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$1,324,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,677
−HK$5,980/mo
▼ 0.25% · 3.875%
HK$113,646
−HK$3,011/mo
Today · 4.125%
HK$116,657
baseline
▲ 0.50% · 4.625%
HK$122,806
+HK$6,149/mo
Deposit HK$9.35M · loan HK$21.81M · min. income ≈ HK$233,314/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$1,324,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,911
−HK$8,021/mo
▼ 0.25% · 3.875%
HK$131,889
−HK$4,043/mo
Today · 4.125%
HK$135,932
baseline
▲ 0.50% · 4.625%
HK$144,203
+HK$8,271/mo
Deposit HK$3.12M · loan HK$28.05M · min. income ≈ HK$271,864/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$1,324,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,299
−HK$7,688/mo
▼ 0.25% · 3.875%
HK$146,116
−HK$3,871/mo
Today · 4.125%
HK$149,987
baseline
▲ 0.50% · 4.625%
HK$157,893
+HK$7,906/mo
Deposit HK$3.12M · loan HK$28.05M · min. income ≈ HK$299,974/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$1,324,462 · Scale 2, in force from 26 Feb 2026)