LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,068
−HK$4,457/mo
▼ 0.25% · 3.875%
HK$73,279
−HK$2,246/mo
Today · 4.125%
HK$75,525
baseline
▲ 0.50% · 4.625%
HK$80,121
+HK$4,596/mo
Deposit HK$15.58M · loan HK$15.58M · min. income ≈ HK$151,050/mo (50% DSR)
Upfront cash ≈ HK$16.91M (deposit + AVD stamp duty HK$1,324,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,063
−HK$4,271/mo
▼ 0.25% · 3.875%
HK$81,183
−HK$2,151/mo
Today · 4.125%
HK$83,334
baseline
▲ 0.50% · 4.625%
HK$87,727
+HK$4,393/mo
Deposit HK$15.58M · loan HK$15.58M · min. income ≈ HK$166,668/mo (50% DSR)
Upfront cash ≈ HK$16.91M (deposit + AVD stamp duty HK$1,324,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,282
−HK$5,348/mo
▼ 0.25% · 3.875%
HK$87,935
−HK$2,695/mo
Today · 4.125%
HK$90,630
baseline
▲ 0.50% · 4.625%
HK$96,145
+HK$5,515/mo
Deposit HK$12.47M · loan HK$18.70M · min. income ≈ HK$181,260/mo (50% DSR)
Upfront cash ≈ HK$13.79M (deposit + AVD stamp duty HK$1,324,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,875
−HK$5,126/mo
▼ 0.25% · 3.875%
HK$97,420
−HK$2,581/mo
Today · 4.125%
HK$100,001
baseline
▲ 0.50% · 4.625%
HK$105,272
+HK$5,271/mo
Deposit HK$12.47M · loan HK$18.70M · min. income ≈ HK$200,002/mo (50% DSR)
Upfront cash ≈ HK$13.79M (deposit + AVD stamp duty HK$1,324,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,496
−HK$6,239/mo
▼ 0.25% · 3.875%
HK$102,591
−HK$3,144/mo
Today · 4.125%
HK$105,735
baseline
▲ 0.50% · 4.625%
HK$112,169
+HK$6,434/mo
Deposit HK$9.35M · loan HK$21.82M · min. income ≈ HK$211,470/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$1,324,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,688
−HK$5,980/mo
▼ 0.25% · 3.875%
HK$113,657
−HK$3,011/mo
Today · 4.125%
HK$116,668
baseline
▲ 0.50% · 4.625%
HK$122,818
+HK$6,150/mo
Deposit HK$9.35M · loan HK$21.82M · min. income ≈ HK$233,336/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$1,324,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,923
−HK$8,022/mo
▼ 0.25% · 3.875%
HK$131,902
−HK$4,043/mo
Today · 4.125%
HK$135,945
baseline
▲ 0.50% · 4.625%
HK$144,217
+HK$8,272/mo
Deposit HK$3.12M · loan HK$28.05M · min. income ≈ HK$271,890/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$1,324,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,313
−HK$7,689/mo
▼ 0.25% · 3.875%
HK$146,130
−HK$3,872/mo
Today · 4.125%
HK$150,002
baseline
▲ 0.50% · 4.625%
HK$157,909
+HK$7,907/mo
Deposit HK$3.12M · loan HK$28.05M · min. income ≈ HK$300,004/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$1,324,591 · Scale 2, in force from 26 Feb 2026)