LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,073
−HK$4,456/mo
▼ 0.25% · 3.875%
HK$73,283
−HK$2,246/mo
Today · 4.125%
HK$75,529
baseline
▲ 0.50% · 4.625%
HK$80,125
+HK$4,596/mo
Deposit HK$15.58M · loan HK$15.58M · min. income ≈ HK$151,058/mo (50% DSR)
Upfront cash ≈ HK$16.91M (deposit + AVD stamp duty HK$1,324,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,067
−HK$4,272/mo
▼ 0.25% · 3.875%
HK$81,188
−HK$2,151/mo
Today · 4.125%
HK$83,339
baseline
▲ 0.50% · 4.625%
HK$87,732
+HK$4,393/mo
Deposit HK$15.58M · loan HK$15.58M · min. income ≈ HK$166,678/mo (50% DSR)
Upfront cash ≈ HK$16.91M (deposit + AVD stamp duty HK$1,324,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,287
−HK$5,348/mo
▼ 0.25% · 3.875%
HK$87,940
−HK$2,695/mo
Today · 4.125%
HK$90,635
baseline
▲ 0.50% · 4.625%
HK$96,150
+HK$5,515/mo
Deposit HK$12.47M · loan HK$18.70M · min. income ≈ HK$181,270/mo (50% DSR)
Upfront cash ≈ HK$13.79M (deposit + AVD stamp duty HK$1,324,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,881
−HK$5,126/mo
▼ 0.25% · 3.875%
HK$97,426
−HK$2,581/mo
Today · 4.125%
HK$100,007
baseline
▲ 0.50% · 4.625%
HK$105,279
+HK$5,272/mo
Deposit HK$12.47M · loan HK$18.70M · min. income ≈ HK$200,014/mo (50% DSR)
Upfront cash ≈ HK$13.79M (deposit + AVD stamp duty HK$1,324,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,502
−HK$6,239/mo
▼ 0.25% · 3.875%
HK$102,597
−HK$3,144/mo
Today · 4.125%
HK$105,741
baseline
▲ 0.50% · 4.625%
HK$112,175
+HK$6,434/mo
Deposit HK$9.35M · loan HK$21.82M · min. income ≈ HK$211,482/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$1,324,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,694
−HK$5,981/mo
▼ 0.25% · 3.875%
HK$113,663
−HK$3,012/mo
Today · 4.125%
HK$116,675
baseline
▲ 0.50% · 4.625%
HK$122,825
+HK$6,150/mo
Deposit HK$9.35M · loan HK$21.82M · min. income ≈ HK$233,350/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$1,324,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,931
−HK$8,022/mo
▼ 0.25% · 3.875%
HK$131,910
−HK$4,043/mo
Today · 4.125%
HK$135,953
baseline
▲ 0.50% · 4.625%
HK$144,225
+HK$8,272/mo
Deposit HK$3.12M · loan HK$28.05M · min. income ≈ HK$271,906/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$1,324,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,321
−HK$7,690/mo
▼ 0.25% · 3.875%
HK$146,138
−HK$3,873/mo
Today · 4.125%
HK$150,011
baseline
▲ 0.50% · 4.625%
HK$157,918
+HK$7,907/mo
Deposit HK$3.12M · loan HK$28.05M · min. income ≈ HK$300,022/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$1,324,669 · Scale 2, in force from 26 Feb 2026)