LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,076
−HK$4,457/mo
▼ 0.25% · 3.875%
HK$73,286
−HK$2,247/mo
Today · 4.125%
HK$75,533
baseline
▲ 0.50% · 4.625%
HK$80,129
+HK$4,596/mo
Deposit HK$15.58M · loan HK$15.58M · min. income ≈ HK$151,066/mo (50% DSR)
Upfront cash ≈ HK$16.91M (deposit + AVD stamp duty HK$1,324,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,071
−HK$4,272/mo
▼ 0.25% · 3.875%
HK$81,191
−HK$2,152/mo
Today · 4.125%
HK$83,343
baseline
▲ 0.50% · 4.625%
HK$87,736
+HK$4,393/mo
Deposit HK$15.58M · loan HK$15.58M · min. income ≈ HK$166,686/mo (50% DSR)
Upfront cash ≈ HK$16.91M (deposit + AVD stamp duty HK$1,324,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,291
−HK$5,348/mo
▼ 0.25% · 3.875%
HK$87,944
−HK$2,695/mo
Today · 4.125%
HK$90,639
baseline
▲ 0.50% · 4.625%
HK$96,154
+HK$5,515/mo
Deposit HK$12.47M · loan HK$18.70M · min. income ≈ HK$181,278/mo (50% DSR)
Upfront cash ≈ HK$13.79M (deposit + AVD stamp duty HK$1,324,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,885
−HK$5,126/mo
▼ 0.25% · 3.875%
HK$97,430
−HK$2,581/mo
Today · 4.125%
HK$100,011
baseline
▲ 0.50% · 4.625%
HK$105,283
+HK$5,272/mo
Deposit HK$12.47M · loan HK$18.70M · min. income ≈ HK$200,022/mo (50% DSR)
Upfront cash ≈ HK$13.79M (deposit + AVD stamp duty HK$1,324,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,506
−HK$6,240/mo
▼ 0.25% · 3.875%
HK$102,601
−HK$3,145/mo
Today · 4.125%
HK$105,746
baseline
▲ 0.50% · 4.625%
HK$112,180
+HK$6,434/mo
Deposit HK$9.35M · loan HK$21.82M · min. income ≈ HK$211,492/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$1,324,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,699
−HK$5,981/mo
▼ 0.25% · 3.875%
HK$113,668
−HK$3,012/mo
Today · 4.125%
HK$116,680
baseline
▲ 0.50% · 4.625%
HK$122,830
+HK$6,150/mo
Deposit HK$9.35M · loan HK$21.82M · min. income ≈ HK$233,360/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$1,324,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,936
−HK$8,023/mo
▼ 0.25% · 3.875%
HK$131,915
−HK$4,044/mo
Today · 4.125%
HK$135,959
baseline
▲ 0.50% · 4.625%
HK$144,231
+HK$8,272/mo
Deposit HK$3.12M · loan HK$28.05M · min. income ≈ HK$271,918/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$1,324,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,327
−HK$7,690/mo
▼ 0.25% · 3.875%
HK$146,145
−HK$3,872/mo
Today · 4.125%
HK$150,017
baseline
▲ 0.50% · 4.625%
HK$157,925
+HK$7,908/mo
Deposit HK$3.12M · loan HK$28.05M · min. income ≈ HK$300,034/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$1,324,724 · Scale 2, in force from 26 Feb 2026)