LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,077
−HK$4,457/mo
▼ 0.25% · 3.875%
HK$73,288
−HK$2,246/mo
Today · 4.125%
HK$75,534
baseline
▲ 0.50% · 4.625%
HK$80,130
+HK$4,596/mo
Deposit HK$15.59M · loan HK$15.59M · min. income ≈ HK$151,068/mo (50% DSR)
Upfront cash ≈ HK$16.91M (deposit + AVD stamp duty HK$1,324,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,073
−HK$4,272/mo
▼ 0.25% · 3.875%
HK$81,193
−HK$2,152/mo
Today · 4.125%
HK$83,345
baseline
▲ 0.50% · 4.625%
HK$87,738
+HK$4,393/mo
Deposit HK$15.59M · loan HK$15.59M · min. income ≈ HK$166,690/mo (50% DSR)
Upfront cash ≈ HK$16.91M (deposit + AVD stamp duty HK$1,324,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,292
−HK$5,349/mo
▼ 0.25% · 3.875%
HK$87,946
−HK$2,695/mo
Today · 4.125%
HK$90,641
baseline
▲ 0.50% · 4.625%
HK$96,156
+HK$5,515/mo
Deposit HK$12.47M · loan HK$18.70M · min. income ≈ HK$181,282/mo (50% DSR)
Upfront cash ≈ HK$13.79M (deposit + AVD stamp duty HK$1,324,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,887
−HK$5,126/mo
▼ 0.25% · 3.875%
HK$97,432
−HK$2,581/mo
Today · 4.125%
HK$100,013
baseline
▲ 0.50% · 4.625%
HK$105,285
+HK$5,272/mo
Deposit HK$12.47M · loan HK$18.70M · min. income ≈ HK$200,026/mo (50% DSR)
Upfront cash ≈ HK$13.79M (deposit + AVD stamp duty HK$1,324,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,508
−HK$6,240/mo
▼ 0.25% · 3.875%
HK$102,603
−HK$3,145/mo
Today · 4.125%
HK$105,748
baseline
▲ 0.50% · 4.625%
HK$112,182
+HK$6,434/mo
Deposit HK$9.35M · loan HK$21.82M · min. income ≈ HK$211,496/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$1,324,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,702
−HK$5,980/mo
▼ 0.25% · 3.875%
HK$113,671
−HK$3,011/mo
Today · 4.125%
HK$116,682
baseline
▲ 0.50% · 4.625%
HK$122,833
+HK$6,151/mo
Deposit HK$9.35M · loan HK$21.82M · min. income ≈ HK$233,364/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$1,324,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,939
−HK$8,023/mo
▼ 0.25% · 3.875%
HK$131,918
−HK$4,044/mo
Today · 4.125%
HK$135,962
baseline
▲ 0.50% · 4.625%
HK$144,235
+HK$8,273/mo
Deposit HK$3.12M · loan HK$28.05M · min. income ≈ HK$271,924/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$1,324,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,331
−HK$7,689/mo
▼ 0.25% · 3.875%
HK$146,148
−HK$3,872/mo
Today · 4.125%
HK$150,020
baseline
▲ 0.50% · 4.625%
HK$157,928
+HK$7,908/mo
Deposit HK$3.12M · loan HK$28.05M · min. income ≈ HK$300,040/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$1,324,753 · Scale 2, in force from 26 Feb 2026)