LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,092
−HK$4,458/mo
▼ 0.25% · 3.875%
HK$73,303
−HK$2,247/mo
Today · 4.125%
HK$75,550
baseline
▲ 0.50% · 4.625%
HK$80,147
+HK$4,597/mo
Deposit HK$15.59M · loan HK$15.59M · min. income ≈ HK$151,100/mo (50% DSR)
Upfront cash ≈ HK$16.91M (deposit + AVD stamp duty HK$1,325,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,089
−HK$4,273/mo
▼ 0.25% · 3.875%
HK$81,210
−HK$2,152/mo
Today · 4.125%
HK$83,362
baseline
▲ 0.50% · 4.625%
HK$87,756
+HK$4,394/mo
Deposit HK$15.59M · loan HK$15.59M · min. income ≈ HK$166,724/mo (50% DSR)
Upfront cash ≈ HK$16.91M (deposit + AVD stamp duty HK$1,325,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,310
−HK$5,350/mo
▼ 0.25% · 3.875%
HK$87,964
−HK$2,696/mo
Today · 4.125%
HK$90,660
baseline
▲ 0.50% · 4.625%
HK$96,176
+HK$5,516/mo
Deposit HK$12.47M · loan HK$18.71M · min. income ≈ HK$181,320/mo (50% DSR)
Upfront cash ≈ HK$13.80M (deposit + AVD stamp duty HK$1,325,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,907
−HK$5,127/mo
▼ 0.25% · 3.875%
HK$97,452
−HK$2,582/mo
Today · 4.125%
HK$100,034
baseline
▲ 0.50% · 4.625%
HK$105,307
+HK$5,273/mo
Deposit HK$12.47M · loan HK$18.71M · min. income ≈ HK$200,068/mo (50% DSR)
Upfront cash ≈ HK$13.80M (deposit + AVD stamp duty HK$1,325,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,528
−HK$6,242/mo
▼ 0.25% · 3.875%
HK$102,624
−HK$3,146/mo
Today · 4.125%
HK$105,770
baseline
▲ 0.50% · 4.625%
HK$112,205
+HK$6,435/mo
Deposit HK$9.35M · loan HK$21.82M · min. income ≈ HK$211,540/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$1,325,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,724
−HK$5,982/mo
▼ 0.25% · 3.875%
HK$113,694
−HK$3,012/mo
Today · 4.125%
HK$116,706
baseline
▲ 0.50% · 4.625%
HK$122,858
+HK$6,152/mo
Deposit HK$9.35M · loan HK$21.82M · min. income ≈ HK$233,412/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$1,325,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,965
−HK$8,025/mo
▼ 0.25% · 3.875%
HK$131,945
−HK$4,045/mo
Today · 4.125%
HK$135,990
baseline
▲ 0.50% · 4.625%
HK$144,264
+HK$8,274/mo
Deposit HK$3.12M · loan HK$28.06M · min. income ≈ HK$271,980/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$1,325,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,360
−HK$7,691/mo
▼ 0.25% · 3.875%
HK$146,178
−HK$3,873/mo
Today · 4.125%
HK$150,051
baseline
▲ 0.50% · 4.625%
HK$157,960
+HK$7,909/mo
Deposit HK$3.12M · loan HK$28.06M · min. income ≈ HK$300,102/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$1,325,025 · Scale 2, in force from 26 Feb 2026)