LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,099
−HK$4,458/mo
▼ 0.25% · 3.875%
HK$73,310
−HK$2,247/mo
Today · 4.125%
HK$75,557
baseline
▲ 0.50% · 4.625%
HK$80,155
+HK$4,598/mo
Deposit HK$15.59M · loan HK$15.59M · min. income ≈ HK$151,114/mo (50% DSR)
Upfront cash ≈ HK$16.92M (deposit + AVD stamp duty HK$1,325,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,096
−HK$4,274/mo
▼ 0.25% · 3.875%
HK$81,218
−HK$2,152/mo
Today · 4.125%
HK$83,370
baseline
▲ 0.50% · 4.625%
HK$87,764
+HK$4,394/mo
Deposit HK$15.59M · loan HK$15.59M · min. income ≈ HK$166,740/mo (50% DSR)
Upfront cash ≈ HK$16.92M (deposit + AVD stamp duty HK$1,325,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,318
−HK$5,350/mo
▼ 0.25% · 3.875%
HK$87,972
−HK$2,696/mo
Today · 4.125%
HK$90,668
baseline
▲ 0.50% · 4.625%
HK$96,185
+HK$5,517/mo
Deposit HK$12.47M · loan HK$18.71M · min. income ≈ HK$181,336/mo (50% DSR)
Upfront cash ≈ HK$13.80M (deposit + AVD stamp duty HK$1,325,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,916
−HK$5,128/mo
▼ 0.25% · 3.875%
HK$97,461
−HK$2,583/mo
Today · 4.125%
HK$100,044
baseline
▲ 0.50% · 4.625%
HK$105,317
+HK$5,273/mo
Deposit HK$12.47M · loan HK$18.71M · min. income ≈ HK$200,088/mo (50% DSR)
Upfront cash ≈ HK$13.80M (deposit + AVD stamp duty HK$1,325,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,538
−HK$6,242/mo
▼ 0.25% · 3.875%
HK$102,634
−HK$3,146/mo
Today · 4.125%
HK$105,780
baseline
▲ 0.50% · 4.625%
HK$112,216
+HK$6,436/mo
Deposit HK$9.35M · loan HK$21.83M · min. income ≈ HK$211,560/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$1,325,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,735
−HK$5,983/mo
▼ 0.25% · 3.875%
HK$113,705
−HK$3,013/mo
Today · 4.125%
HK$116,718
baseline
▲ 0.50% · 4.625%
HK$122,870
+HK$6,152/mo
Deposit HK$9.35M · loan HK$21.83M · min. income ≈ HK$233,436/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$1,325,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,977
−HK$8,026/mo
▼ 0.25% · 3.875%
HK$131,958
−HK$4,045/mo
Today · 4.125%
HK$136,003
baseline
▲ 0.50% · 4.625%
HK$144,278
+HK$8,275/mo
Deposit HK$3.12M · loan HK$28.06M · min. income ≈ HK$272,006/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$1,325,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,374
−HK$7,692/mo
▼ 0.25% · 3.875%
HK$146,192
−HK$3,874/mo
Today · 4.125%
HK$150,066
baseline
▲ 0.50% · 4.625%
HK$157,976
+HK$7,910/mo
Deposit HK$3.12M · loan HK$28.06M · min. income ≈ HK$300,132/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$1,325,153 · Scale 2, in force from 26 Feb 2026)