LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,102
−HK$4,458/mo
▼ 0.25% · 3.875%
HK$73,313
−HK$2,247/mo
Today · 4.125%
HK$75,560
baseline
▲ 0.50% · 4.625%
HK$80,158
+HK$4,598/mo
Deposit HK$15.59M · loan HK$15.59M · min. income ≈ HK$151,120/mo (50% DSR)
Upfront cash ≈ HK$16.92M (deposit + AVD stamp duty HK$1,325,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,100
−HK$4,273/mo
▼ 0.25% · 3.875%
HK$81,221
−HK$2,152/mo
Today · 4.125%
HK$83,373
baseline
▲ 0.50% · 4.625%
HK$87,768
+HK$4,395/mo
Deposit HK$15.59M · loan HK$15.59M · min. income ≈ HK$166,746/mo (50% DSR)
Upfront cash ≈ HK$16.92M (deposit + AVD stamp duty HK$1,325,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,322
−HK$5,351/mo
▼ 0.25% · 3.875%
HK$87,976
−HK$2,697/mo
Today · 4.125%
HK$90,673
baseline
▲ 0.50% · 4.625%
HK$96,190
+HK$5,517/mo
Deposit HK$12.47M · loan HK$18.71M · min. income ≈ HK$181,346/mo (50% DSR)
Upfront cash ≈ HK$13.80M (deposit + AVD stamp duty HK$1,325,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,920
−HK$5,128/mo
▼ 0.25% · 3.875%
HK$97,466
−HK$2,582/mo
Today · 4.125%
HK$100,048
baseline
▲ 0.50% · 4.625%
HK$105,322
+HK$5,274/mo
Deposit HK$12.47M · loan HK$18.71M · min. income ≈ HK$200,096/mo (50% DSR)
Upfront cash ≈ HK$13.80M (deposit + AVD stamp duty HK$1,325,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,542
−HK$6,243/mo
▼ 0.25% · 3.875%
HK$102,639
−HK$3,146/mo
Today · 4.125%
HK$105,785
baseline
▲ 0.50% · 4.625%
HK$112,221
+HK$6,436/mo
Deposit HK$9.35M · loan HK$21.83M · min. income ≈ HK$211,570/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$1,325,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,740
−HK$5,983/mo
▼ 0.25% · 3.875%
HK$113,710
−HK$3,013/mo
Today · 4.125%
HK$116,723
baseline
▲ 0.50% · 4.625%
HK$122,875
+HK$6,152/mo
Deposit HK$9.35M · loan HK$21.83M · min. income ≈ HK$233,446/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$1,325,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,983
−HK$8,026/mo
▼ 0.25% · 3.875%
HK$131,964
−HK$4,045/mo
Today · 4.125%
HK$136,009
baseline
▲ 0.50% · 4.625%
HK$144,285
+HK$8,276/mo
Deposit HK$3.12M · loan HK$28.06M · min. income ≈ HK$272,018/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$1,325,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,380
−HK$7,692/mo
▼ 0.25% · 3.875%
HK$146,198
−HK$3,874/mo
Today · 4.125%
HK$150,072
baseline
▲ 0.50% · 4.625%
HK$157,983
+HK$7,911/mo
Deposit HK$3.12M · loan HK$28.06M · min. income ≈ HK$300,144/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$1,325,212 · Scale 2, in force from 26 Feb 2026)